/* ================================================================
   HARMONY SAS BANK — CLIENT PORTAL DESIGN SYSTEM
   Palette: White / Blue — premium banking
   ================================================================ */

/* ── Reset & Base ─────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --blue-900: #0A2463;
  --blue-800: #0A3580;
  --blue-700: #0A4FD4;
  --blue-600: #1A6AFF;
  --blue-500: #3B82F6;
  --blue-400: #60A5FA;
  --blue-200: #BFDBFE;
  --blue-100: #DBEAFE;
  --blue-50:  #EFF6FF;

  --white:    #FFFFFF;
  --gray-50:  #F8FAFC;
  --gray-100: #F1F5F9;
  --gray-200: #E2E8F0;
  --gray-300: #CBD5E1;
  --gray-400: #94A3B8;
  --gray-500: #64748B;
  --gray-600: #475569;
  --gray-700: #334155;
  --gray-800: #1E293B;
  --gray-900: #0F172A;

  --success:    #10B981;
  --success-bg: #ECFDF5;
  --warning:    #F59E0B;
  --warning-bg: #FFFBEB;
  --danger:     #EF4444;
  --danger-bg:  #FEF2F2;

  --nav-h:    64px;
  --radius:   12px;
  --radius-sm: 8px;
  --radius-lg: 20px;
  --radius-xl: 28px;

  --shadow-sm: 0 1px 3px rgba(0,0,0,.05);
  --shadow:    0 4px 20px rgba(10,79,212,.08);
  --shadow-lg: 0 16px 48px rgba(10,79,212,.14);
  --shadow-card: 0 2px 12px rgba(0,0,0,.06);

  --font: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --font-mono: 'JetBrains Mono', 'Fira Code', monospace;
  --tr: .2s ease;
}

html { font-size: 14px; -webkit-font-smoothing: antialiased; }
body { font-family: var(--font); background: var(--gray-50); color: var(--gray-900); min-height: 100vh; }

::-webkit-scrollbar { width: 5px; height: 5px; }
::-webkit-scrollbar-track { background: transparent; }
::-webkit-scrollbar-thumb { background: var(--gray-300); border-radius: 3px; }

/* ================================================================
   BANK LOGIN PAGE — FULL-SCREEN SPLIT LAYOUT
   Left: white form panel (42%)  |  Right: blue hero panel (58%)
   ================================================================ */

/* ── Root wrapper ─────────────────────────────────────────────── */
#bankLogin {
  display: flex;
  min-height: 100vh;
  width: 100%;
  overflow-x: hidden; /* prevent horizontal scroll only */
}

/* ══════════════════════════════════════════════════════════════
   LEFT PANEL — White Form Area
   ══════════════════════════════════════════════════════════════ */
.bls-left {
  width: 42%;
  min-width: 0;
  min-height: 100vh;
  background: var(--white);
  display: flex;
  flex-direction: column;
  position: relative;
  z-index: 2;
  box-shadow: 4px 0 60px rgba(10,36,99,.12);
  overflow: hidden;
  box-sizing: border-box;
}

/* Top bar: brand + language switcher */
.bls-top-bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding: 24px 44px 0;
  flex-shrink: 0;
  min-width: 0;          /* allow children to shrink */
}

.bls-brand-mini {
  display: flex;
  align-items: center;
  gap: 10px;
  min-width: 0;          /* allow text truncation */
  overflow: hidden;
}
.bls-brand-mini-icon {
  width: 36px; height: 36px;
  background: linear-gradient(135deg, var(--blue-800) 0%, var(--blue-600) 100%);
  border-radius: 9px;
  display: flex; align-items: center; justify-content: center;
  color: white; font-size: 14px;
  flex-shrink: 0;
  box-shadow: 0 4px 10px rgba(10,79,212,.25);
}
.bls-brand-mini-name {
  font-size: 15px;
  font-weight: 700;
  color: var(--gray-900);
  letter-spacing: -.02em;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}


/* ── Language bar — below login form, CRM-style segmented control ── */
/* Identical visual language to CRM login page                        */
.bls-login-lang {
  display: flex !important;
  flex-direction: row !important;
  align-items: center !important;
  justify-content: center !important;
  gap: 3px !important;
  margin-top: 16px;
  padding: 4px;
  background: #f3f7ff;
  border: 1px solid #dbe7ff;
  border-radius: 10px;
}

.bls-ll-btn {
  -webkit-appearance: none !important;
  appearance: none !important;
  display: inline-flex !important;
  align-items: center !important;
  justify-content: center !important;
  width: 40px !important;
  height: 28px !important;
  padding: 0 !important;
  margin: 0 !important;
  background: transparent !important;
  border: none !important;
  outline: none !important;
  border-radius: 7px !important;
  font-family: var(--font, 'Inter', sans-serif) !important;
  font-size: 11.5px !important;
  font-weight: 600 !important;
  letter-spacing: .04em !important;
  color: #8aafd8 !important;
  cursor: pointer !important;
  transition: background .13s, color .13s !important;
  box-shadow: none !important;
  text-decoration: none !important;
  line-height: 1 !important;
}
.bls-ll-btn:hover {
  background: #e4eeff !important;
  color: #2563eb !important;
}
.bls-ll-btn.active {
  background: #2563eb !important;
  color: #ffffff !important;
  font-weight: 700 !important;
  box-shadow: 0 1px 5px rgba(37,99,235,.28) !important;
}



/* Central scrollable form area */
.bls-form-area {
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 40px 44px;
  overflow-y: auto;
  overflow-x: hidden;
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
  min-width: 0;
}

/* Heading block */
.bls-heading { margin-bottom: 28px; }
.bls-heading-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .10em;
  color: var(--blue-600);
  margin-bottom: 10px;
}
.bls-heading-eyebrow i { font-size: 8px; }

.bls-title {
  font-size: clamp(18px, 2.8vw, 26px); /* tighter — fits German long strings */
  font-weight: 800;
  color: var(--gray-900);
  letter-spacing: -.025em;
  line-height: 1.2;
  margin-bottom: 8px;
  word-break: break-word;
  overflow-wrap: break-word;
  hyphens: auto;
  max-width: 100%;
}
.bls-subtitle {
  font-size: 13.5px;
  color: var(--gray-500);
  font-weight: 400;
  line-height: 1.5;
  word-break: break-word;
  overflow-wrap: break-word;
}

/* Tabs */
.bls-tabs {
  display: flex;
  gap: 0;
  background: var(--gray-100);
  padding: 4px;
  border-radius: 12px;
  margin-bottom: 28px;
}
.bls-tab {
  flex: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 7px;
  padding: 11px 16px;
  border: none;
  background: transparent;
  border-radius: 9px;
  font-size: 13px;
  font-weight: 600;
  color: var(--gray-400);
  cursor: pointer;
  transition: all var(--tr);
  font-family: var(--font);
  letter-spacing: -.01em;
}
.bls-tab i { font-size: 12px; }
.bls-tab.active {
  background: var(--white);
  color: var(--blue-700);
  box-shadow: 0 2px 8px rgba(0,0,0,.09);
}
.bls-tab:hover:not(.active) { color: var(--gray-600); }

/* Alert error */
.bls-alert-error {
  display: none;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  background: var(--danger-bg);
  border: 1px solid #FCA5A5;
  border-left: 3px solid var(--danger);
  border-radius: var(--radius-sm);
  color: var(--danger);
  font-size: 13px;
  font-weight: 500;
  margin-bottom: 20px;
  animation: bls-shake .3s ease;
}
@keyframes bls-shake {
  0%,100% { transform: translateX(0); }
  25%      { transform: translateX(-4px); }
  75%      { transform: translateX(4px); }
}

/* Remember me + forgot password row */
.bls-row-between {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 22px;
}
.bls-remember {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: 13px;
  color: var(--gray-600);
  cursor: pointer;
  user-select: none;
}
.bls-remember input[type="checkbox"] {
  width: 15px; height: 15px;
  accent-color: var(--blue-700);
  cursor: pointer;
}
.bls-forgot {
  font-size: 13px;
  font-weight: 600;
  color: var(--blue-600);
  text-decoration: none;
  transition: color var(--tr);
}
.bls-forgot:hover { color: var(--blue-800); text-decoration: underline; }

/* Submit button override for login page */
.bls-submit {
  margin-top: 0;
  padding: 15px 20px;
  font-size: 15px;
  letter-spacing: -.01em;
  border-radius: 11px;
}

/* Divider */
.bls-divider {
  display: flex;
  align-items: center;
  gap: 14px;
  margin: 22px 0 18px;
  color: var(--gray-300);
  font-size: 12px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .08em;
}
.bls-divider::before,
.bls-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--gray-150, var(--gray-200));
}

/* Switch row (don't have an account?) */
.bls-switch-row {
  text-align: center;
  font-size: 13px;
  color: var(--gray-500);
}
.bls-switch-row a {
  color: var(--blue-600);
  font-weight: 700;
  margin-left: 5px;
  text-decoration: none;
}
.bls-switch-row a:hover { text-decoration: underline; }

/* Trust bar */
.bls-trust-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 16px 44px;
  border-top: 1px solid var(--gray-100);
  flex-shrink: 0;
  flex-wrap: wrap;
}
.bls-trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 10.5px;
  font-weight: 700;
  color: var(--gray-400);
  text-transform: uppercase;
  letter-spacing: .05em;
}
.bls-trust-item i { color: var(--blue-400); font-size: 11px; }
.bls-trust-sep {
  width: 1px; height: 14px;
  background: var(--gray-200);
}

/* ══════════════════════════════════════════════════════════════
   RIGHT PANEL — Blue Hero Area
   ══════════════════════════════════════════════════════════════ */
.bls-right {
  width: 58%;
  min-height: 100vh;
  background:
    linear-gradient(152deg,
      #040E28 0%,
      #061840 10%,
      #082060 22%,
      #0A2E80 38%,
      #0A4FD4 60%,
      #1060E0 76%,
      #1870F0 90%,
      #2278FF 100%
    );
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  padding: 44px 60px 40px;
  position: relative;
  overflow: hidden;
  color: white;
}

/* Geometric decorative shapes */
.bls-geo {
  position: absolute;
  pointer-events: none;
  border-radius: 50%;
}
.bls-geo-1 {
  width: 600px; height: 600px;
  background: radial-gradient(circle, rgba(255,255,255,.05) 0%, transparent 70%);
  top: -200px; right: -160px;
}
.bls-geo-2 {
  width: 400px; height: 400px;
  background: radial-gradient(circle, rgba(100,170,255,.08) 0%, transparent 70%);
  bottom: -80px; left: -80px;
}
.bls-geo-3 {
  width: 220px; height: 220px;
  background: radial-gradient(circle, rgba(255,255,255,.04) 0%, transparent 70%);
  top: 40%; right: 8%;
}
.bls-geo-4 {
  width: 120px; height: 120px;
  background: rgba(255,255,255,.03);
  border: 1px solid rgba(255,255,255,.06);
  border-radius: 28px;
  transform: rotate(25deg);
  bottom: 18%; right: 4%;
}

/* Subtle grid pattern */
.bls-grid-overlay {
  position: absolute;
  inset: 0;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(255,255,255,.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.025) 1px, transparent 1px);
  background-size: 48px 48px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 30%, transparent 100%);
  -webkit-mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black 30%, transparent 100%);
}

/* Brand block top */
.bls-right-brand {
  display: flex;
  align-items: center;
  gap: 16px;
  position: relative;
  z-index: 2;
}
.bls-right-brand-icon {
  width: 50px; height: 50px;
  background: rgba(255,255,255,.14);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,.22);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
  color: white;
  flex-shrink: 0;
  box-shadow: 0 4px 20px rgba(0,0,0,.15), inset 0 1px 0 rgba(255,255,255,.2);
}
.bls-right-brand-text {}
.bls-right-brand-name {
  font-size: 18px;
  font-weight: 700;
  letter-spacing: -.025em;
  line-height: 1.2;
}
.bls-right-brand-tag {
  font-size: 11px;
  color: rgba(255,255,255,.52);
  margin-top: 2px;
  letter-spacing: .04em;
  text-transform: uppercase;
}

/* Hero text block */
.bls-right-hero {
  position: relative;
  z-index: 2;
  flex: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 28px 0;
}
.bls-right-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .16em;
  color: rgba(255,255,255,.5);
  margin-bottom: 20px;
}
.bls-eyebrow-dot {
  display: inline-block;
  width: 6px; height: 6px;
  background: rgba(100,200,255,.8);
  border-radius: 50%;
  animation: bls-pulse 2s infinite;
  flex-shrink: 0;
}
@keyframes bls-pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50%       { opacity: .5; transform: scale(.75); }
}
@keyframes pulse {
  0%, 100% { opacity: 1; }
  50%       { opacity: .5; }
}
.bls-right-h1 {
  font-size: clamp(30px, 3.2vw, 48px);
  font-weight: 800;
  line-height: 1.10;
  letter-spacing: -.05em;
  margin-bottom: 20px;
  color: white;
}
.bls-right-desc {
  font-size: 15px;
  line-height: 1.65;
  color: rgba(255,255,255,.68);
  max-width: 400px;
  font-weight: 400;
  margin-bottom: 32px;
}

/* Feature list — premium card style */
.bls-right-features {
  display: flex;
  flex-direction: column;
  gap: 10px;
  position: relative;
  z-index: 2;
}
.bls-feat {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 18px;
  background: rgba(255,255,255,.065);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  border: 1px solid rgba(255,255,255,.10);
  border-radius: 14px;
  transition: all .22s ease;
  cursor: default;
}
.bls-feat:hover {
  background: rgba(255,255,255,.10);
  border-color: rgba(255,255,255,.16);
  transform: translateX(4px);
}
.bls-feat-icon {
  width: 40px; height: 40px;
  background: rgba(255,255,255,.12);
  border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
  color: rgba(255,255,255,.9);
  flex-shrink: 0;
  box-shadow: inset 0 1px 0 rgba(255,255,255,.15);
}
.bls-feat-body { flex: 1; min-width: 0; }
.bls-feat-title {
  font-size: 13px;
  font-weight: 700;
  color: white;
  margin-bottom: 2px;
  letter-spacing: -.01em;
}
.bls-feat-desc {
  font-size: 11.5px;
  color: rgba(255,255,255,.52);
  line-height: 1.4;
}
.bls-feat-check {
  width: 22px; height: 22px;
  background: rgba(16,185,129,.2);
  border: 1px solid rgba(16,185,129,.35);
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 9px;
  color: rgba(16,185,129,.9);
  flex-shrink: 0;
}

/* Stats strip at bottom */
.bls-right-stats {
  display: flex;
  align-items: center;
  gap: 0;
  padding: 22px 28px;
  background: rgba(0,0,0,.22);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,.07);
  border-radius: 16px;
  position: relative;
  z-index: 2;
  margin-top: 28px;
}
.bls-stat {
  flex: 1;
  text-align: center;
}
.bls-stat-num {
  font-size: 24px;
  font-weight: 800;
  color: white;
  letter-spacing: -.04em;
  line-height: 1;
  margin-bottom: 5px;
}
.bls-stat-plus {
  font-size: 16px;
  font-weight: 600;
  color: rgba(100,200,255,.8);
  margin-left: 1px;
}
.bls-stat-unit {
  font-size: 18px;
  color: rgba(100,200,255,.8);
}
.bls-stat-lbl {
  font-size: 10.5px;
  color: rgba(255,255,255,.45);
  text-transform: uppercase;
  letter-spacing: .05em;
}
.bls-stat-divider {
  width: 1px;
  height: 40px;
  background: rgba(255,255,255,.10);
  flex-shrink: 0;
  margin: 0 4px;
}

/* ── Legacy classes (kept for backward compat) ─────────────────── */
.bank-login-wrap { display: none; }
.bank-login-left,
.bank-login-right,
.bank-login-brand,
.bank-login-hero,
.bank-login-features,
.bank-feature,
.bank-login-tabs,
.bank-tab-btn { /* all replaced by bls-* */ }

/* ── Responsive ────────────────────────────────────────────────── */
@media (max-width: 1100px) {
  .bls-form-area { padding: 36px 36px; }
  .bls-top-bar   { padding: 22px 36px 0; }
  .bls-trust-bar { padding: 14px 36px; }
  .bls-right     { padding: 44px 48px 40px; }
}

@media (max-width: 900px) {
  #bankLogin { flex-direction: column; }

  /* Blue hero comes first on mobile (top), form below */
  .bls-right {
    width: 100%;
    min-height: auto;
    padding: 36px 28px 32px;
    order: -1;
  }
  .bls-left {
    width: 100%;
    min-height: auto;
    box-shadow: 0 -4px 20px rgba(10,36,99,.08);
    overflow: visible;
  }

  .bls-right-hero   { padding: 16px 0; }
  .bls-right-h1     { font-size: 28px; }
  .bls-right-features { display: none; } /* too tall on mobile */
  .bls-right-stats  { margin-top: 20px; padding: 18px 20px; }
  .bls-stat-num     { font-size: 20px; }

  .bls-form-area { padding: 32px 32px; max-width: 100%; }
  .bls-top-bar   { padding: 20px 32px 0; }
  .bls-trust-bar { padding: 14px 32px; }
}

@media (max-width: 600px) {
  .bls-right      { padding: 28px 20px 24px; }
  .bls-right-stats { flex-direction: column; gap: 12px; }
  .bls-stat-divider { width: 40px; height: 1px; margin: 0 auto; }
  .bls-form-area  { padding: 24px 20px; }
  .bls-top-bar    { padding: 16px 20px 0; flex-wrap: wrap; gap: 10px; }
  .bls-trust-bar  { padding: 12px 20px; gap: 8px; }
  .bls-brand-mini-name { display: none; }
  .bls-lang-row   { flex-wrap: wrap; }
}



/* ================================================================
   BANK FORM ELEMENTS  (upgraded for premium split-screen login)
   ================================================================ */

/* Global text overflow protection for all form content */
.bls-form-area * {
  min-width: 0;
  box-sizing: border-box;
}
.b-form-label,
.bls-heading-eyebrow,
.bls-trust-item span {
  word-break: break-word;
  overflow-wrap: break-word;
}

.b-form-group  { margin-bottom: 20px; }
.b-form-label  {
  display: block;
  font-size: 11px;
  font-weight: 700;
  color: var(--gray-500);
  text-transform: uppercase;
  letter-spacing: .08em;
  margin-bottom: 8px;
}

/* Input wrapper with icon support */
.b-input-wrap {
  position: relative;
}
.b-input-icon {
  position: absolute;
  left: 15px;
  top: 50%;
  transform: translateY(-50%);
  color: var(--gray-300);
  font-size: 13px;
  pointer-events: none;
  transition: color var(--tr);
  z-index: 1;
}
.b-input-wrap:focus-within .b-input-icon {
  color: var(--blue-500);
}

.b-form-input  {
  width: 100%;
  padding: 13.5px 16px;
  background: var(--gray-50);
  border: 1.5px solid var(--gray-200);
  border-radius: 11px;
  color: var(--gray-900);
  font-size: 14px;
  font-family: var(--font);
  outline: none;
  transition: all var(--tr);
  font-weight: 400;
  -webkit-appearance: none;
}
.b-form-input.b-form-input--icon {
  padding-left: 42px;
}
.b-form-input:focus {
  border-color: var(--blue-500);
  background: var(--white);
  box-shadow: 0 0 0 4px rgba(10,79,212,.08);
}
.b-form-input:hover:not(:focus) { border-color: var(--gray-300); }
.b-form-input::placeholder { color: var(--gray-300); font-weight: 400; }
.b-form-input.error { border-color: var(--danger); background: var(--danger-bg); }

.b-pass-wrap.b-input-wrap .b-form-input {
  padding-right: 50px;
}
.b-eye-btn {
  position: absolute; right: 14px; top: 50%; transform: translateY(-50%);
  background: none; border: none; color: var(--gray-300); cursor: pointer;
  font-size: 14px; padding: 5px; transition: color var(--tr);
  z-index: 1;
}
.b-eye-btn:hover { color: var(--blue-600); }

.b-form-hint  { font-size: 11px; color: var(--gray-400); margin-top: 5px; }
.b-form-error { font-size: 12px; color: var(--danger); margin-top: 5px; display: none; }

/* ── Registration steps ────────────────────────────────────────── */
.reg-steps {
  display: flex;
  align-items: center;
  margin-bottom: 24px;
  gap: 0;
}
.reg-step {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 5px;
  flex: 0 0 auto;
}
.reg-step-line {
  flex: 1;
  height: 1.5px;
  background: var(--gray-200);
  margin: 0 6px;
  margin-bottom: 18px;
  transition: background var(--tr);
}
.rs-num {
  width: 28px; height: 28px;
  border-radius: 50%;
  border: 2px solid var(--gray-200);
  background: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 700;
  color: var(--gray-400);
  transition: all var(--tr);
}
.rs-label {
  font-size: 10px;
  font-weight: 600;
  color: var(--gray-400);
  text-transform: uppercase;
  letter-spacing: .05em;
  transition: color var(--tr);
  white-space: nowrap;
}
.reg-step.active .rs-num {
  border-color: var(--blue-700);
  background: var(--blue-700);
  color: white;
  box-shadow: 0 2px 8px rgba(10,79,212,.3);
}
.reg-step.active .rs-label { color: var(--blue-700); }
.reg-step.done .rs-num {
  border-color: var(--success);
  background: var(--success);
  color: white;
}
.reg-step.done ~ .reg-step-line { background: var(--blue-200); }

.bank-btn-primary {
  display: flex; align-items: center; justify-content: center; gap: 9px;
  width: 100%; padding: 15px 20px;
  background: linear-gradient(135deg, var(--blue-800) 0%, var(--blue-600) 100%);
  border: none;
  border-radius: 11px;
  color: white;
  font-size: 14.5px; font-weight: 700; font-family: var(--font);
  cursor: pointer; transition: all .22s ease;
  letter-spacing: -.01em;
  box-shadow: 0 4px 18px rgba(10,79,212,.28);
  position: relative;
  overflow: hidden;
}
.bank-btn-primary::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(255,255,255,.08) 0%, transparent 60%);
  pointer-events: none;
}
.bank-btn-primary:hover {
  background: linear-gradient(135deg, var(--blue-900) 0%, var(--blue-700) 100%);
  box-shadow: 0 8px 28px rgba(10,79,212,.40);
  transform: translateY(-1px);
}
.bank-btn-primary:active  { transform: scale(.98) translateY(0); }
.bank-btn-primary:disabled{ background: var(--gray-300); cursor: not-allowed; box-shadow: none; transform: none; }

.bank-btn-secondary {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  width: 100%; padding: 13px 20px;
  background: var(--white); border: 1.5px solid var(--gray-200);
  border-radius: 11px; color: var(--gray-700);
  font-size: 14px; font-weight: 600; font-family: var(--font);
  cursor: pointer; transition: all var(--tr);
}
.bank-btn-secondary:hover { border-color: var(--blue-400); color: var(--blue-700); background: var(--blue-50); }

.bank-btn-sm {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 8px 16px;
  background: var(--blue-700); border: none;
  border-radius: var(--radius-sm); color: white;
  font-size: 12px; font-weight: 600; font-family: var(--font);
  cursor: pointer; transition: all var(--tr);
}
.bank-btn-sm:hover { background: var(--blue-800); }

.bank-btn-outline {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 8px 16px;
  background: transparent; border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm); color: var(--gray-700);
  font-size: 12px; font-weight: 600; font-family: var(--font);
  cursor: pointer; transition: all var(--tr);
}
.bank-btn-outline:hover { border-color: var(--blue-500); color: var(--blue-700); }

.bank-btn-ghost {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 7px 12px; background: transparent; border: none;
  border-radius: var(--radius-sm); color: var(--gray-600);
  font-size: 12px; font-family: var(--font); cursor: pointer; transition: all var(--tr);
}
.bank-btn-ghost:hover { background: var(--gray-100); color: var(--gray-900); }

.bank-btn-danger {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 8px 16px; background: var(--danger); border: none;
  border-radius: var(--radius-sm); color: white;
  font-size: 12px; font-weight: 600; font-family: var(--font); cursor: pointer; transition: all var(--tr);
}
.bank-btn-danger:hover { background: #DC2626; }

/* ================================================================
   BANK APP SHELL
   ================================================================ */
#bankApp { display: flex; flex-direction: column; min-height: 100vh; background: var(--gray-50); }

/* ── Top Navigation ───────────────────────────────────────────── */
.bank-nav {
  position: fixed; top: 0; left: 0; right: 0;
  height: var(--nav-h);
  background: var(--white);
  border-bottom: 1px solid var(--gray-200);
  z-index: 200;
  display: flex; align-items: center;
  padding: 0 24px; gap: 16px;
  box-shadow: 0 1px 4px rgba(0,0,0,.04);
}

.bank-nav-brand {
  display: flex; align-items: center; gap: 10px; flex-shrink: 0;
}
.bank-nav-brand-icon {
  width: 34px; height: 34px;
  background: var(--blue-700); border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  color: white; font-size: 15px; font-weight: 700;
}
.bank-nav-brand-name { font-size: 15px; font-weight: 700; color: var(--gray-900); }

.bank-nav-items {
  display: flex; align-items: center; gap: 2px;
  flex: 1; overflow-x: auto;
}
.bank-nav-item {
  display: flex; align-items: center; gap: 6px;
  padding: 8px 14px; border-radius: var(--radius-sm);
  font-size: 13px; font-weight: 500; color: var(--gray-600);
  cursor: pointer; transition: all var(--tr);
  white-space: nowrap;
}
.bank-nav-item i { font-size: 14px; }
.bank-nav-item:hover  { background: var(--blue-50); color: var(--blue-700); }
.bank-nav-item.active { background: var(--blue-100); color: var(--blue-700); font-weight: 600; }

.bank-nav-right {
  display: flex;
  align-items: center;
  gap: 6px;
  flex-shrink: 0;
}

/* ── Thin vertical divider between groups ── */
.bnr-divider {
  width: 1px;
  height: 22px;
  background: var(--gray-200);
  margin: 0 4px;
  flex-shrink: 0;
}

/* ── Language selector ── */
.bnr-lang-wrap {
  position: relative;
}
.bnr-lang-btn {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 6px 12px;
  background: #EFF6FF;
  border: 1.5px solid #BFDBFE;
  border-radius: 8px;
  color: #1D4ED8;
  font-size: 12.5px;
  font-weight: 600;
  font-family: var(--font);
  cursor: pointer;
  transition: all .15s;
  white-space: nowrap;
}
.bnr-lang-btn:hover {
  background: #DBEAFE;
  border-color: #93C5FD;
}
.bnr-chevron {
  font-size: 9px !important;
  opacity: .7;
  margin-left: 1px;
}
.bnr-lang-drop {
  position: absolute;
  top: calc(100% + 8px);
  right: 0;
  background: #fff;
  border: 1px solid #E2E8F0;
  border-radius: 12px;
  box-shadow: 0 12px 36px rgba(0,0,0,.12), 0 2px 8px rgba(0,0,0,.06);
  padding: 6px;
  min-width: 160px;
  z-index: 400;
}
.bnr-lang-item {
  display: flex;
  align-items: center;
  gap: 9px;
  padding: 8px 12px;
  border-radius: 8px;
  cursor: pointer;
  font-size: 13px;
  font-weight: 500;
  color: var(--gray-700);
  transition: background .1s, color .1s;
}
.bnr-lang-item:hover {
  background: #EFF6FF;
  color: #1D4ED8;
}
.bnr-lang-item.active {
  background: #DBEAFE;
  color: #1D4ED8;
  font-weight: 700;
}
.bnr-flag { font-size: 16px; line-height: 1; }

/* ── Notification icon button ── */
.bnr-icon-btn {
  position: relative;
  width: 36px; height: 36px;
  display: flex; align-items: center; justify-content: center;
  background: #F8FAFF;
  border: 1.5px solid #E2E8F0;
  border-radius: 9px;
  color: #475569;
  font-size: 15px;
  cursor: pointer;
  transition: all .15s;
}
.bnr-icon-btn:hover {
  background: #EFF6FF;
  border-color: #BFDBFE;
  color: #1D4ED8;
}
.bnr-notif-dot {
  position: absolute;
  top: 5px; right: 5px;
  width: 7px; height: 7px;
  background: #EF4444;
  border-radius: 50%;
  border: 2px solid white;
}

/* ── "Read all" button inside notif panel ── */
.bnr-read-all-btn {
  font-size: 11.5px;
  font-weight: 600;
  font-family: var(--font);
  padding: 5px 10px;
  background: #EFF6FF;
  border: 1px solid #BFDBFE;
  border-radius: 6px;
  color: #1D4ED8;
  cursor: pointer;
  transition: background .15s;
}
.bnr-read-all-btn:hover { background: #DBEAFE; }

/* ── User pill (avatar + name → clicks to profile) ── */
.bnr-user-pill {
  display: flex;
  align-items: center;
  gap: 9px;
  padding: 5px 12px 5px 5px;
  background: #F8FAFF;
  border: 1.5px solid #E2E8F0;
  border-radius: 10px;
  cursor: pointer;
  transition: all .15s;
}
.bnr-user-pill:hover {
  background: #EFF6FF;
  border-color: #BFDBFE;
}
.bnr-avatar {
  width: 30px; height: 30px;
  background: linear-gradient(135deg, #1D4ED8, #2563eb);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  color: white; font-size: 11.5px; font-weight: 700;
  flex-shrink: 0;
  overflow: hidden;
}
.bnr-avatar img { width: 100%; height: 100%; object-fit: cover; border-radius: 8px; }
.bnr-user-info { display: flex; flex-direction: column; gap: 1px; }
.bnr-user-name {
  font-size: 12.5px;
  font-weight: 700;
  color: var(--gray-800);
  white-space: nowrap;
  max-width: 110px;
  overflow: hidden;
  text-overflow: ellipsis;
}
.bnr-user-type {
  font-size: 10.5px;
  color: var(--gray-400);
  white-space: nowrap;
}

/* ── Logout button ── */
.bnr-logout-btn {
  width: 36px; height: 36px;
  display: flex; align-items: center; justify-content: center;
  background: #FFF5F5;
  border: 1.5px solid #FECACA;
  border-radius: 9px;
  color: #DC2626;
  font-size: 14px;
  cursor: pointer;
  transition: all .15s;
  flex-shrink: 0;
}
.bnr-logout-btn:hover {
  background: #FEE2E2;
  border-color: #FCA5A5;
  color: #B91C1C;
}

/* ── Main ─────────────────────────────────────────────────────── */
#bankMain {
  margin-top: var(--nav-h);
  flex: 1;
  padding: 0;
  max-width: 100%;
  width: 100%;
}

/* Other bpages keep a comfortable max-width */
#bpage-transfer,
#bpage-history,
#bpage-cards,
#bpage-loans,
#bpage-profile {
  padding: 24px;
  max-width: 1200px;
  margin-left: auto;
  margin-right: auto;
  width: 100%;
  box-sizing: border-box;
}

.bank-page { display: none; }
.bank-page.active { display: block; }

/* ================================================================
   ACCOUNT CARDS (HERO SECTION)
   ================================================================ */
.bank-hero-cards {
  display: flex; gap: 16px;
  overflow-x: auto; padding-bottom: 4px;
  margin-bottom: 24px;
}
.bank-account-card {
  min-width: 280px; flex-shrink: 0;
  border-radius: var(--radius-lg);
  padding: 22px 24px;
  color: white; cursor: pointer;
  position: relative; overflow: hidden;
  transition: transform var(--tr), box-shadow var(--tr);
  background: linear-gradient(135deg, var(--blue-800) 0%, var(--blue-600) 100%);
}
.bank-account-card:hover { transform: translateY(-2px); box-shadow: 0 12px 40px rgba(10,79,212,.3); }
.bank-account-card.premium { background: linear-gradient(135deg, #1E1B4B 0%, #3730A3 100%); }
.bank-account-card.gold    { background: linear-gradient(135deg, #78350F 0%, #D97706 100%); }
.bank-account-card::before {
  content: ''; position: absolute; top: -30px; right: -30px;
  width: 120px; height: 120px; border-radius: 50%;
  background: rgba(255,255,255,.07);
}
.bank-account-card::after {
  content: ''; position: absolute; bottom: -20px; left: -20px;
  width: 80px; height: 80px; border-radius: 50%;
  background: rgba(255,255,255,.05);
}
.bac-type     { font-size: 11px; font-weight: 600; text-transform: uppercase; letter-spacing: .08em; opacity: .8; margin-bottom: 12px; }
.bac-balance  { font-size: 30px; font-weight: 800; margin-bottom: 4px; line-height: 1.1; }
.bac-currency { font-size: 13px; opacity: .7; margin-bottom: 16px; }
.bac-iban     { font-size: 11px; font-family: var(--font-mono); opacity: .7; letter-spacing: .02em; }
.bac-add {
  min-width: 280px; flex-shrink: 0;
  border-radius: var(--radius-lg); padding: 22px 24px;
  border: 2px dashed var(--gray-300); background: var(--white);
  display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 8px;
  cursor: pointer; transition: all var(--tr); color: var(--gray-400);
}
.bac-add:hover { border-color: var(--blue-500); color: var(--blue-700); background: var(--blue-50); }
.bac-add i     { font-size: 24px; }
.bac-add span  { font-size: 13px; font-weight: 600; }

/* ================================================================
   QUICK ACTIONS
   ================================================================ */
.bank-quick-actions {
  display: grid; grid-template-columns: repeat(5, 1fr);
  gap: 12px; margin-bottom: 24px;
}
.bank-quick-btn {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius); padding: 16px 10px;
  display: flex; flex-direction: column; align-items: center; gap: 8px;
  cursor: pointer; transition: all var(--tr); box-shadow: var(--shadow-sm);
}
.bank-quick-btn:hover { border-color: var(--blue-500); box-shadow: var(--shadow); transform: translateY(-1px); }
.bank-quick-btn i {
  width: 40px; height: 40px;
  background: var(--blue-100); border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  color: var(--blue-700); font-size: 16px;
}
.bank-quick-btn span { font-size: 12px; font-weight: 600; color: var(--gray-700); text-align: center; }

/* ================================================================
   TRANSACTIONS LIST
   ================================================================ */
.tx-list { background: var(--white); border-radius: var(--radius); border: 1px solid var(--gray-200); overflow: hidden; }
.tx-item {
  display: flex; align-items: center; gap: 14px;
  padding: 14px 18px; border-bottom: 1px solid var(--gray-100);
  transition: background var(--tr);
}
.tx-item:last-child { border-bottom: none; }
.tx-item:hover { background: var(--blue-50); }
.tx-icon {
  width: 40px; height: 40px; border-radius: 10px;
  display: flex; align-items: center; justify-content: center;
  font-size: 15px; flex-shrink: 0;
}
.tx-info { flex: 1; min-width: 0; }
.tx-name { font-size: 13px; font-weight: 600; color: var(--gray-800); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.tx-meta { font-size: 11px; color: var(--gray-500); margin-top: 2px; }
.tx-amount { font-size: 14px; font-weight: 700; text-align: right; }
.tx-amount.credit { color: var(--success); }
.tx-amount.debit  { color: var(--gray-800); }
.tx-date { font-size: 11px; color: var(--gray-400); text-align: right; margin-top: 2px; }

/* ================================================================
   TRANSFER WIZARD
   ================================================================ */
.transfer-steps {
  display: flex; gap: 0; margin-bottom: 28px;
}
.transfer-step {
  flex: 1; display: flex; align-items: center; gap: 8px;
  position: relative;
}
.transfer-step:not(:last-child)::after {
  content: ''; position: absolute; right: 0; top: 50%; transform: translateY(-50%);
  width: 60%; height: 2px; background: var(--gray-200);
}
.ts-num {
  width: 28px; height: 28px; border-radius: 50%; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 700;
  background: var(--gray-200); color: var(--gray-500);
  position: relative; z-index: 1; transition: all var(--tr);
}
.transfer-step.active .ts-num { background: var(--blue-700); color: white; }
.transfer-step.done .ts-num   { background: var(--success); color: white; }
.ts-label { font-size: 12px; color: var(--gray-500); }
.transfer-step.active .ts-label { color: var(--blue-700); font-weight: 600; }

/* ================================================================
   CARDS (PAYMENT CARDS)
   ================================================================ */
.payment-card {
  border-radius: var(--radius-lg);
  padding: 24px;
  color: white;
  position: relative; overflow: hidden;
  background: linear-gradient(135deg, var(--blue-800), var(--blue-600));
  width: 100%; max-width: 340px;
  aspect-ratio: 1.585;
}
.payment-card.virtual { background: linear-gradient(135deg, #1E1B4B, #4338CA); }
.payment-card.blocked { background: linear-gradient(135deg, #374151, #6B7280); }
.pc-bank   { font-size: 12px; font-weight: 700; opacity: .9; margin-bottom: auto; }
.pc-number { font-size: 15px; letter-spacing: .15em; font-family: var(--font-mono); margin-bottom: 16px; margin-top: 20px; }
.pc-bottom { display: flex; justify-content: space-between; align-items: flex-end; }
.pc-holder { font-size: 12px; opacity: .8; font-weight: 600; }
.pc-expiry { font-size: 12px; opacity: .8; }

/* ================================================================
   NOTIFICATION PANEL
   ================================================================ */
.notif-panel {
  position: absolute; top: calc(100% + 8px); right: 0;
  width: 340px; max-height: 460px;
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg); box-shadow: 0 12px 48px rgba(0,0,0,.14);
  display: none; flex-direction: column; z-index: 300; overflow: hidden;
}
.notif-panel.open { display: flex; }
.notif-panel-header { padding: 14px 16px; border-bottom: 1px solid var(--gray-100); display: flex; justify-content: space-between; align-items: center; }
.notif-panel-header span { font-size: 14px; font-weight: 700; }
.notif-list { overflow-y: auto; flex: 1; }
.notif-row {
  display: flex; align-items: flex-start; gap: 10px;
  padding: 12px 16px; border-bottom: 1px solid var(--gray-100);
  cursor: pointer; transition: background var(--tr);
}
.notif-row:hover  { background: var(--blue-50); }
.notif-row.unread { background: var(--blue-50); }
.notif-row-icon {
  width: 34px; height: 34px; border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  font-size: 14px; flex-shrink: 0;
}
.notif-row-title { font-size: 13px; font-weight: 600; color: var(--gray-800); }
.notif-row-body  { font-size: 12px; color: var(--gray-500); margin-top: 2px; }
.notif-row-time  { font-size: 11px; color: var(--gray-400); margin-top: 4px; }
.notif-empty { padding: 32px; text-align: center; color: var(--gray-400); font-size: 13px; }

/* ================================================================
   BANK MODAL
   ================================================================ */
.bank-modal-overlay {
  position: fixed; inset: 0;
  background: rgba(0,0,0,.4);
  z-index: 1000;
  display: flex; align-items: center; justify-content: center;
  padding: 20px; backdrop-filter: blur(2px);
}
.bank-modal {
  background: var(--white); border-radius: var(--radius-xl);
  box-shadow: 0 32px 100px rgba(0,0,0,.2);
  width: 100%; max-width: 480px;
  max-height: 90vh; overflow-y: auto;
}
.bank-modal-lg  { max-width: 680px; }
.bank-modal-header {
  padding: 20px 22px;
  border-bottom: 1px solid var(--gray-100);
  display: flex; align-items: center; justify-content: space-between;
}
.bank-modal-title { font-size: 17px; font-weight: 700; }
.bank-modal-body  { padding: 20px 22px; }
.bank-modal-footer {
  padding: 16px 22px;
  border-top: 1px solid var(--gray-100);
  display: flex; justify-content: flex-end; gap: 10px;
  background: var(--gray-50);
}

/* ================================================================
   BANK TOAST
   ================================================================ */
#bankToast {
  position: fixed; bottom: 24px; right: 24px;
  z-index: 9999; display: flex; flex-direction: column; gap: 10px;
  pointer-events: none;
}
.bank-toast {
  display: flex; align-items: center; gap: 10px;
  padding: 13px 18px;
  background: var(--white); border: 1px solid var(--gray-200);
  border-left: 4px solid var(--blue-500);
  border-radius: var(--radius); box-shadow: 0 8px 32px rgba(0,0,0,.12);
  font-size: 13px; font-weight: 500;
  animation: bSlide .3s ease; pointer-events: all; max-width: 360px;
}
.bank-toast.success { border-left-color: var(--success); }
.bank-toast.error   { border-left-color: var(--danger); }
.bank-toast.warning { border-left-color: var(--warning); }
.bank-toast i { font-size: 15px; flex-shrink: 0; }
.bank-toast.success i { color: var(--success); }
.bank-toast.error   i { color: var(--danger); }
.bank-toast.warning i { color: var(--warning); }
.bank-toast.info    i { color: var(--blue-500); }

@keyframes bSlide {
  from { transform: translateX(100%); opacity: 0; }
  to   { transform: translateX(0);    opacity: 1; }
}
@keyframes bFadeOut {
  to { opacity: 0; transform: translateX(60%); }
}

/* ================================================================
   PROFILE / SETTINGS
   ================================================================ */
.bank-profile-header {
  background: linear-gradient(135deg, var(--blue-900), var(--blue-700));
  border-radius: var(--radius-lg); padding: 28px 24px;
  color: white; display: flex; align-items: center; gap: 18px; margin-bottom: 20px;
}
.bank-profile-av {
  width: 64px; height: 64px; border-radius: 50%;
  background: rgba(255,255,255,.2); display: flex; align-items: center; justify-content: center;
  font-size: 24px; font-weight: 700; flex-shrink: 0;
}
.bank-profile-name  { font-size: 20px; font-weight: 700; }
.bank-profile-email { font-size: 13px; opacity: .8; }
.bank-profile-since { font-size: 12px; opacity: .6; margin-top: 4px; }

/* ================================================================
   DASHBOARD PANELS
   ================================================================ */
.bank-dashboard-grid {
  display: grid; grid-template-columns: 1fr 360px; gap: 20px;
}
.bank-panel {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius); overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.bank-panel-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 16px 18px; border-bottom: 1px solid var(--gray-100);
}
.bank-panel-title { font-size: 14px; font-weight: 700; color: var(--gray-800); }
.bank-panel-link  { font-size: 12px; color: var(--blue-700); cursor: pointer; font-weight: 600; }
.bank-panel-link:hover { text-decoration: underline; }
.bank-panel-body  { padding: 16px; }

/* Spending chart */
.spending-category {
  display: flex; align-items: center; gap: 10px; padding: 8px 0;
  border-bottom: 1px solid var(--gray-100);
}
.spending-category:last-child { border-bottom: none; }
.sc-dot { width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0; }
.sc-label { flex: 1; font-size: 13px; color: var(--gray-700); }
.sc-bar-wrap { width: 80px; background: var(--gray-100); border-radius: 4px; height: 6px; }
.sc-bar { height: 6px; border-radius: 4px; background: var(--blue-500); }
.sc-amount { font-size: 12px; font-weight: 600; color: var(--gray-700); text-align: right; min-width: 60px; }

/* ================================================================
   REGISTRATION / VERIFICATION
   ================================================================ */
.reg-steps {
  display: flex; gap: 0; margin-bottom: 32px;
}
.reg-step {
  flex: 1; display: flex; flex-direction: column; align-items: center; gap: 6px;
  position: relative;
}
.reg-step:not(:last-child)::after {
  content: ''; position: absolute; top: 14px; left: 50%; width: 100%;
  height: 2px; background: var(--gray-200); z-index: 0;
}
.rs-num {
  width: 28px; height: 28px; border-radius: 50%; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 700;
  background: var(--gray-200); color: var(--gray-500);
  position: relative; z-index: 1; transition: all var(--tr);
}
.reg-step.active .rs-num { background: var(--blue-700); color: white; }
.reg-step.done   .rs-num { background: var(--success); color: white; }
.rs-label { font-size: 11px; color: var(--gray-500); text-align: center; }
.reg-step.active .rs-label { color: var(--blue-700); font-weight: 600; }

/* ================================================================
   CHAT
   ================================================================ */
.chat-wrap {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg); overflow: hidden;
  display: flex; flex-direction: column; height: 500px;
}
.chat-messages { flex: 1; overflow-y: auto; padding: 16px; display: flex; flex-direction: column; gap: 10px; }
.chat-msg { max-width: 72%; }
.chat-msg.client { align-self: flex-end; }
.chat-msg.support { align-self: flex-start; }
.chat-bubble {
  padding: 10px 14px; border-radius: 12px; font-size: 13px; line-height: 1.5;
}
.chat-msg.client  .chat-bubble { background: var(--blue-700); color: white; border-bottom-right-radius: 4px; }
.chat-msg.support .chat-bubble { background: var(--gray-100); color: var(--gray-800); border-bottom-left-radius: 4px; }
.chat-time { font-size: 10px; color: var(--gray-400); margin-top: 4px; text-align: right; }
.chat-msg.support .chat-time { text-align: left; }
.chat-input-area {
  display: flex; gap: 8px; padding: 12px 16px;
  border-top: 1px solid var(--gray-100);
}
.chat-input-area textarea {
  flex: 1; resize: none; border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm); padding: 9px 12px; font-size: 13px; font-family: var(--font);
  outline: none; transition: border-color var(--tr);
}
.chat-input-area textarea:focus { border-color: var(--blue-500); }

/* ================================================================
   VERIFICATION UPLOAD
   ================================================================ */
.verif-dropzone {
  border: 2px dashed var(--gray-300); border-radius: var(--radius);
  padding: 32px; text-align: center; cursor: pointer; transition: all var(--tr);
  background: var(--gray-50); color: var(--gray-500);
}
.verif-dropzone:hover { border-color: var(--blue-500); background: var(--blue-50); color: var(--blue-700); }
.verif-dropzone.has-file { border-color: var(--success); background: var(--success-bg); color: var(--success); }

/* ================================================================
   STATUS SCREEN (VERIFICATION PENDING)
   ================================================================ */
.status-screen {
  text-align: center; padding: 48px 24px;
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--gray-200);
}
.status-icon {
  width: 72px; height: 72px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; margin: 0 auto 18px;
}
.status-icon.pending { background: var(--warning-bg); color: var(--warning); }
.status-icon.success { background: var(--success-bg); color: var(--success); }
.status-icon.error   { background: var(--danger-bg);  color: var(--danger); }
.status-icon.info    { background: var(--blue-50);     color: var(--blue-700); }
.status-title { font-size: 22px; font-weight: 800; margin-bottom: 8px; }
.status-desc  { font-size: 14px; color: var(--gray-500); max-width: 420px; margin: 0 auto 24px; line-height: 1.6; }

/* ================================================================
   UTILITIES
   ================================================================ */
.fw-bold { font-weight: 700; }
.fw-600  { font-weight: 600; }
.text-blue    { color: var(--blue-700); }
.text-success { color: var(--success); }
.text-danger  { color: var(--danger); }
.text-muted   { color: var(--gray-500); }
.text-small   { font-size: 12px; }
.text-center  { text-align: center; }
.mono         { font-family: var(--font-mono); }
.d-flex       { display: flex; }
.align-center { align-items: center; }
.gap-8  { gap: 8px; }
.gap-12 { gap: 12px; }
.mt-8   { margin-top: 8px; }
.mt-12  { margin-top: 12px; }
.mt-16  { margin-top: 16px; }
.mt-20  { margin-top: 20px; }
.mb-12  { margin-bottom: 12px; }
.mb-16  { margin-bottom: 16px; }
.mb-20  { margin-bottom: 20px; }
.mb-24  { margin-bottom: 24px; }

/* ================================================================
   RESPONSIVE
   ================================================================ */
@media (max-width: 900px) {
  .bank-login-wrap { grid-template-columns: 1fr; }
  .bank-login-left { display: none; }
  .bank-dashboard-grid { grid-template-columns: 1fr; }
  .bank-quick-actions { grid-template-columns: repeat(3, 1fr); }
}
@media (max-width: 640px) {
  #bankMain { padding: 12px; }
  .bank-hero-cards { gap: 12px; }
  .bank-account-card { min-width: 250px; }
  .bank-quick-actions { grid-template-columns: repeat(3, 1fr); gap: 8px; }
  .bank-quick-btn { padding: 12px 6px; }
  .bank-nav { padding: 0 12px; }
  .bank-nav-items .bank-nav-item span { display: none; }
}
@media (max-width: 400px) {
  .bank-quick-actions { grid-template-columns: repeat(2, 1fr); }
}

/* ================================================================
   BPAGE SYSTEM — bank.js page system
   ================================================================ */
.bpage { display: none; }
.bpage.active { display: block; }

#bankMain { padding: 0; }

/* Override old bank-page system */
.bank-page { display: none; }
.bank-page.active { display: block; }

/* ================================================================
   TRANSFER WIZARD STEPS (tstep) — used by bank.js
   ================================================================ */
.tstep {
  flex: 1; display: flex; align-items: center; gap: 8px;
  position: relative;
}
.tstep:not(:last-child)::after {
  content: ''; position: absolute; right: 0; top: 14px;
  width: 50%; height: 2px; background: var(--gray-200);
}
.tstep-num {
  width: 28px; height: 28px; border-radius: 50%; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 700;
  background: var(--gray-200); color: var(--gray-500);
  position: relative; z-index: 1; transition: all var(--tr);
}
.tstep.active .tstep-num { background: var(--blue-700); color: white; }
.tstep.done   .tstep-num { background: var(--success); color: white; }
.tstep-label  { font-size: 12px; color: var(--gray-500); }
.tstep.active .tstep-label { color: var(--blue-700); font-weight: 600; }

/* ================================================================
   DASHBOARD STATS STRIP
   ================================================================ */
.dash-stat-card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius); padding: 16px 18px;
  display: flex; align-items: center; gap: 14px;
  box-shadow: var(--shadow-sm);
}
.dash-stat-icon {
  width: 42px; height: 42px; border-radius: 10px;
  background: var(--blue-100); color: var(--blue-700);
  display: flex; align-items: center; justify-content: center;
  font-size: 16px; flex-shrink: 0;
}
.dash-stat-label { font-size: 11px; color: var(--gray-500); text-transform: uppercase; letter-spacing: .04em; }
.dash-stat-val   { font-size: 18px; font-weight: 800; color: var(--gray-900); margin-top: 2px; }
.dash-stat-sub   { font-size: 11px; color: var(--gray-400); margin-top: 2px; }

/* ================================================================
   ACCOUNT CARDS CAROUSEL (bank.js)
   ================================================================ */
.account-card {
  min-width: 260px; max-width: 300px; flex-shrink: 0;
  border-radius: 18px; padding: 22px 22px 18px;
  color: white; position: relative; overflow: hidden;
  cursor: pointer; transition: transform .2s, box-shadow .2s;
  box-shadow: 0 8px 32px rgba(10,79,212,.2);
}
.account-card:hover { transform: translateY(-3px); box-shadow: 0 16px 48px rgba(10,79,212,.3); }
.acc-top-row       { display: flex; justify-content: space-between; align-items: center; margin-bottom: 24px; }
.acc-type-badge    { font-size: 10px; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; background: rgba(255,255,255,.2); border-radius: 20px; padding: 3px 10px; }
.acc-balance-label { font-size: 11px; opacity: .7; margin-bottom: 4px; }
.acc-balance-amount{ font-size: 28px; font-weight: 800; line-height: 1.1; margin-bottom: 16px; }
.acc-pending-badge { font-size: 11px; background: rgba(255,200,0,.25); border-radius: 6px; padding: 4px 10px; display: inline-flex; align-items: center; gap: 5px; }
.acc-card-num      { font-family: var(--font-mono); font-size: 13px; opacity: .8; letter-spacing: .08em; margin-bottom: 8px; }
.acc-card-chip-icon{ position: absolute; bottom: 18px; right: 18px; opacity: .85; }
.acc-empty-card    { min-width: 260px; border: 2px dashed var(--gray-200); border-radius: 18px; padding: 30px 22px; display: flex; flex-direction: column; align-items: center; gap: 10px; color: var(--gray-400); cursor: pointer; transition: all .2s; }
.acc-empty-card:hover { border-color: var(--blue-500); color: var(--blue-700); background: var(--blue-50); }

/* ================================================================
   TRANSACTION CATEGORY BADGE
   ================================================================ */
.tx-cat-badge {
  font-size: 10px; font-weight: 600; padding: 3px 8px;
  border-radius: 20px; background: var(--blue-50); color: var(--blue-700);
  flex-shrink: 0;
}
.tx-icon { background: var(--blue-100); color: var(--blue-700); }
.tx-icon.debit { background: var(--gray-100); color: var(--gray-500); }

/* ================================================================
   FEE CARD (transfer)
   ================================================================ */
.fee-card {
  background: var(--blue-50); border: 1px solid var(--blue-100);
  border-radius: var(--radius-sm); padding: 14px 16px; margin-top: 16px;
}
.fee-row {
  display: flex; justify-content: space-between; font-size: 13px;
  padding: 4px 0; border-bottom: 1px solid var(--blue-100);
}
.fee-row:last-child { border-bottom: none; }
.fee-total { font-weight: 700; color: var(--blue-700); margin-top: 4px; padding-top: 8px; border-top: 2px solid var(--blue-200) !important; }
.fee-row-danger { display: flex; justify-content: space-between; font-size: 12px; color: #D93025; padding: 3px 0; }
.fee-row-danger-total { font-weight: 700; border-top: 1px solid #FFCDD2; margin-top: 4px; padding-top: 6px; }
.fee-extra-header { font-size: 11px; font-weight: 700; color: #D93025; text-transform: uppercase; letter-spacing: .05em; margin-bottom: 6px; }
.fee-extra-charges {
  background: linear-gradient(135deg, #FFF5F5, #FFF0F0);
  border: 2px solid #FFCDD2;
  border-radius: 10px;
  padding: 12px 14px;
  margin: 8px 0;
  animation: feeChargesPulse .4s ease;
}
@keyframes feeChargesPulse {
  from { transform: scale(.98); opacity: .7; }
  to   { transform: scale(1);   opacity: 1; }
}
.fee-extra-header {
  display: flex; align-items: center; gap: 6px;
  font-size: 11px; font-weight: 700; color: #B71C1C;
  text-transform: uppercase; letter-spacing: .05em;
  margin-bottom: 8px;
}
.fee-row-danger {
  display: flex; justify-content: space-between; align-items: flex-start;
  font-size: 12px; color: #D93025; padding: 3px 0;
}
.fee-row-danger-total {
  font-weight: 700; font-size: 13px;
  border-top: 1.5px solid #FFCDD2; margin-top: 6px; padding-top: 8px;
  color: #B71C1C;
}

/* ================================================================
   SAVED CONTACTS
   ================================================================ */
.contact-item {
  display: flex; align-items: center; gap: 10px;
  padding: 10px; border-radius: var(--radius-sm); cursor: pointer;
  transition: background var(--tr);
}
.contact-item:hover { background: var(--blue-50); }
.contact-av {
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--blue-100); color: var(--blue-700);
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 700; flex-shrink: 0;
}
.contact-name { font-size: 13px; font-weight: 600; color: var(--gray-800); }
.contact-iban { font-size: 11px; color: var(--gray-500); font-family: var(--font-mono); }

/* ================================================================
   TRANSFER SUCCESS
   ================================================================ */
.transfer-success {
  text-align: center; padding: 32px 16px;
}
.success-circle {
  width: 72px; height: 72px; border-radius: 50%;
  background: var(--success-bg); color: var(--success);
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; margin: 0 auto 20px;
}

/* ================================================================
   FLIP CARDS (cards page) — professional bank card design
   Card size: 360 × 220px (standard ISO 7810 ID-1 ratio ~1.586)
   ================================================================ */

/* Wrapper — holds the 3D card shell + hint + action buttons */
.flip-card-wrapper {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 0;
  /* NO perspective here — set on the inner shell below */
}

/* 3D perspective shell — wraps only the card, not the buttons */
.flip-card-shell {
  perspective: 1200px;
  width: 360px;
  /* Extra bottom padding so the card shadow doesn't bleed into buttons */
  padding-bottom: 28px;
}

/* The 3D flip container */
.flip-card {
  position: relative;
  width: 360px;
  height: 226px;
  transform-style: preserve-3d;
  transition: transform .65s cubic-bezier(.4,0,.2,1);
  cursor: pointer;
  flex-shrink: 0;
}
.flip-card.flipped { transform: rotateY(180deg); }

/* Both faces share base styles */
.flip-face {
  position: absolute;
  inset: 0;
  border-radius: 20px;
  backface-visibility: hidden;
  -webkit-backface-visibility: hidden;
  color: #fff;
  overflow: hidden;
}

/* ── FRONT face ── */
.flip-front {
  z-index: 2;
  background: linear-gradient(135deg, #0b2a6b 0%, #1644b0 45%, #2563eb 100%);
  box-shadow:
    0 20px 50px rgba(10,40,130,.45),
    0 4px 12px rgba(0,0,0,.25),
    inset 0 1px 0 rgba(255,255,255,.12);
}
/* subtle shine overlay */
.flip-front::before {
  content: '';
  position: absolute;
  top: -60%; left: -30%;
  width: 160%; height: 120%;
  background: radial-gradient(ellipse at 30% 40%, rgba(255,255,255,.08) 0%, transparent 60%);
  pointer-events: none;
}

/* ── BACK face ── */
.flip-back {
  transform: rotateY(180deg);
  background: linear-gradient(160deg, #0b2a6b 0%, #1644b0 100%);
  box-shadow:
    0 20px 50px rgba(10,40,130,.45),
    0 4px 12px rgba(0,0,0,.25);
}

/* ───────────────────────────────────────
   FRONT — inner layout
   4-row flex column:
     row1: bank name  |  network logo
     row2: chip       |  card type
     row3: card number (full width)
     row4: holder     |  expiry
─────────────────────────────────────── */
.fc-inner {
  padding: 20px 22px 18px;
  height: 100%;
  box-sizing: border-box;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  position: relative;
}

/* Row 1 — top bar */
.fc-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
}
.fc-bank-name {
  font-size: 10.5px;
  font-weight: 800;
  color: rgba(255,255,255,.85);
  text-transform: uppercase;
  letter-spacing: .14em;
  line-height: 1.2;
  padding-top: 1px;
}
.fc-network { flex-shrink: 0; opacity: .9; }

/* Row 2 — chip + type */
.fc-chip-row {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-top: 2px;
}
.fc-chip {
  width: 38px;
  height: 28px;
  background: linear-gradient(135deg, #d4a843 0%, #f0cc6e 50%, #c8973a 100%);
  border-radius: 5px;
  position: relative;
  flex-shrink: 0;
  box-shadow: 0 1px 4px rgba(0,0,0,.3);
}
.fc-chip::before {
  content: '';
  position: absolute;
  inset: 5px 4px;
  border: 1px solid rgba(160,110,20,.5);
  border-radius: 3px;
}
.fc-chip::after {
  content: '';
  position: absolute;
  top: 50%; left: 50%;
  transform: translate(-50%,-50%);
  width: 60%; height: 1px;
  background: rgba(160,110,20,.5);
}
.fc-chip-line-v2, .fc-chip-line-v3 {
  position: absolute; width: 1px; height: 100%;
  background: rgba(160,110,20,.4);
  top: 0;
}
.fc-chip-line-v2 { left: 33%; }
.fc-chip-line-v3 { left: 67%; }
.fc-chip-line-h2, .fc-chip-line-h3 {
  position: absolute; width: 100%; height: 1px;
  background: rgba(160,110,20,.4);
  left: 0;
}
.fc-chip-line-h2 { top: 32%; }
.fc-chip-line-h3 { top: 68%; }

.fc-card-type {
  font-size: 9.5px;
  font-weight: 700;
  color: rgba(255,255,255,.75);
  letter-spacing: .18em;
  text-transform: uppercase;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 4px;
  padding: 2px 7px;
  line-height: 1.4;
}

/* Row 3 — card number */
.fc-number {
  font-family: 'Courier New', 'Lucida Console', monospace;
  font-size: 17px;
  font-weight: 600;
  color: #fff;
  line-height: 1;
  /* evenly space the 4 groups */
  display: flex;
  justify-content: space-between;
  align-items: center;
  width: 100%;
  padding: 0 1px;
}
.fc-num-group {
  letter-spacing: .12em;
  flex: 1;
  text-align: center;
}

/* Row 4 — footer: holder | expiry */
.fc-footer {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  padding-bottom: 1px;
}
.fc-field {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.fc-label {
  font-size: 8px;
  font-weight: 600;
  color: rgba(255,255,255,.48);
  text-transform: uppercase;
  letter-spacing: .10em;
}
.fc-val {
  font-size: 13px;
  font-weight: 700;
  color: rgba(255,255,255,.95);
  letter-spacing: .05em;
  line-height: 1;
  white-space: nowrap;
}

/* Hint — sits just below the card shadow zone */
.fc-hint {
  font-size: 10px;
  color: var(--gray-400);
  text-align: center;
  margin-top: 0;      /* shell already has padding-bottom */
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 5px;
  width: 360px;
}

/* ── Frozen overlay ── */
.fc-frozen-overlay {
  position: absolute; inset: 0; border-radius: 20px;
  background: rgba(10,30,100,.6);
  backdrop-filter: blur(3px);
  display: flex; align-items: center; justify-content: center;
  color: #93C5FD; font-size: 16px; font-weight: 700; gap: 10px;
  letter-spacing: .05em;
}

/* ════════════════════════════════════════
   CARD BACK — inner layout
   ════════════════════════════════════════ */
.fc-back-inner {
  padding: 0;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  position: relative;
  overflow: hidden;
}

/* Magnetic stripe — full width, flush to top after padding */
.fc-magstripe {
  height: 42px;
  background: linear-gradient(180deg, rgba(0,0,0,.75) 0%, rgba(0,0,0,.55) 100%);
  margin: 22px 0 14px;
  flex-shrink: 0;
}

/* CVV row */
.fc-cvv-row {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 0 20px;
}
.fc-cvv-tape {
  flex: 1;
  height: 38px;
  background: #f0f0f0;
  border-radius: 4px;
  display: flex;
  align-items: center;
  padding: 0 14px;
  font-size: 13px;
  color: #999;
  letter-spacing: .18em;
  font-family: 'Courier New', monospace;
  overflow: hidden;
}
.fc-cvv-box {
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 8px;
  padding: 6px 12px;
  text-align: center;
  min-width: 60px;
}
.fc-cvv-box .fc-label { color: rgba(255,255,255,.5); margin-bottom: 4px; }
.fc-cvv-box .fc-val   { font-family: 'Courier New', monospace; font-size: 15px; letter-spacing: .15em; }

/* IBAN row */
.fc-iban-row {
  padding: 12px 20px 0;
}
.fc-iban-val {
  font-size: 11px;
  color: rgba(255,255,255,.6);
  letter-spacing: .11em;
  font-family: 'Courier New', monospace;
  margin-top: 4px;
  word-spacing: 3px;
}

/* Back logo (bottom-right) */
.fc-back-logo {
  position: absolute;
  bottom: 14px;
  right: 18px;
  opacity: .7;
}

/* ════════════════════════════════════════
   ACTION BUTTONS — clearly below the card
   ════════════════════════════════════════ */
.flip-card-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  align-items: center;
  width: 360px;
}

.flip-card-actions .btn-bank-outline {
  font-size: 13px;
  padding: 9px 18px;
  border-radius: 9px;
  border: 1.5px solid var(--gray-200);
  background: #fff;
  color: var(--gray-700);
  cursor: pointer;
  transition: all .15s;
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-family: var(--font);
  font-weight: 600;
  box-shadow: 0 1px 4px rgba(0,0,0,.07);
  white-space: nowrap;
}
.flip-card-actions .btn-bank-outline:hover {
  border-color: #2563eb;
  color: #2563eb;
  background: #EFF6FF;
}
.flip-card-actions .btn-bank-outline.freeze-btn:hover {
  border-color: #0EA5E9;
  color: #0369A1;
  background: #F0F9FF;
}
.flip-card-actions .btn-bank-outline.unfreeze-btn:hover {
  border-color: #16A34A;
  color: #15803D;
  background: #F0FDF4;
}



/* ── Frozen overlay (legacy duplicate removed) ── */
.fc-frozen-overlay {
  position: absolute; inset: 0; border-radius: 20px;
  background: rgba(10,30,100,.6);
  backdrop-filter: blur(3px);
  display: flex; align-items: center; justify-content: center;
  color: #93C5FD; font-size: 16px; font-weight: 700; gap: 8px;
}

/* ── Cards page layout ── */
.cards-page-layout {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 24px;
  align-items: start;
}
@media (max-width: 780px) {
  .cards-page-layout { grid-template-columns: 1fr; }
  .flip-card-wrapper, .flip-card, .flip-card-shell, .fc-hint, .flip-card-actions {
    width: 100%; max-width: 360px;
  }
}

.flip-cards-row { display: flex; flex-wrap: wrap; gap: 16px; align-items: flex-start; }

.card-controls-panel {
  background: #fff; border: 1px solid var(--gray-200);
  border-radius: 14px; padding: 20px;
  box-shadow: 0 1px 4px rgba(0,0,0,.06);
}
.ccp-header { font-size: 14px; font-weight: 700; color: var(--gray-800); margin-bottom: 16px; }

/* ── Card verification banner (right col) ── */
.card-verif-banner {
  display: flex; gap: 14px; align-items: flex-start;
  background: #FFF8E1; border: 1px solid #FCD34D;
  border-radius: 12px; padding: 16px;
  margin-bottom: 16px;
}
.cvb-icon { font-size: 22px; color: #F59E0B; flex-shrink: 0; }
.cvb-title { font-size: 14px; font-weight: 700; color: #92400E; margin-bottom: 6px; }
.cvb-desc  { font-size: 12px; color: #92400E; line-height: 1.5; margin-bottom: 12px; }
.cvb-actions { display: flex; gap: 8px; flex-wrap: wrap; }
.cvb-btn-primary { padding: 8px 14px; background: #2563eb; color: #fff; border: none; border-radius: 8px; font-size: 12px; font-weight: 600; cursor: pointer; font-family: var(--font); }
.cvb-btn-outline { padding: 8px 14px; background: transparent; color: #92400E; border: 1px solid #FCD34D; border-radius: 8px; font-size: 12px; font-weight: 600; cursor: pointer; font-family: var(--font); }
.cvb-btn-primary:hover { background: #1d4ed8; }

/* ── Locked TX block ── */
.card-locked-tx {
  background: #fff; border: 1px solid var(--gray-200); border-radius: 12px;
  margin-top: 16px; overflow: hidden; position: relative;
}
.clt-header { padding: 12px 16px; border-bottom: 1px solid var(--gray-100); }
.clt-title  { font-size: 13px; font-weight: 700; color: var(--gray-700); }
.clt-lock-overlay {
  position: absolute; inset: 0;
  background: rgba(255,255,255,.82); backdrop-filter: blur(4px);
  display: flex; flex-direction: column; align-items: center; justify-content: center;
  padding: 24px; text-align: center; z-index: 2;
}
.clt-lock-icon { width: 44px; height: 44px; border-radius: 50%; background: #EFF6FF; color: #2563eb; display: flex; align-items: center; justify-content: center; font-size: 18px; margin-bottom: 12px; }
.clt-lock-title { font-size: 14px; font-weight: 700; color: var(--gray-800); margin-bottom: 6px; }
.clt-lock-desc  { font-size: 12px; color: var(--gray-500); line-height: 1.5; }
.clt-rows-wrap { padding: 8px; }
.clt-row        { display: flex; align-items: center; gap: 12px; padding: 10px 8px; }
.clt-blurred    { filter: blur(4px); user-select: none; }
.clt-row-icon   { width: 32px; height: 32px; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 12px; flex-shrink: 0; }
.clt-row-icon.in  { background: #F0FDF4; color: #16A34A; }
.clt-row-icon.out { background: #FFF1F2; color: #E11D48; }
.clt-row-info   { flex: 1; }
.clt-row-name   { font-size: 13px; font-weight: 600; }
.clt-row-date   { font-size: 11px; color: var(--gray-400); }
.clt-row-amount { font-size: 13px; font-weight: 700; }
.clt-row-amount.plus  { color: #16A34A; }
.clt-row-amount.minus { color: #E11D48; }

/* ── FC action buttons ── */
.fc-actions { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 14px; }
.fc-action-btn {
  font-size: 12px; padding: 7px 14px; border-radius: 8px; border: 1.5px solid var(--gray-200);
  background: var(--white); color: var(--gray-700); cursor: pointer; transition: all var(--tr);
  display: flex; align-items: center; gap: 6px; font-family: var(--font); font-weight: 600;
}
.fc-action-btn:hover { border-color: var(--blue-500); color: var(--blue-700); background: var(--blue-50); }
.fc-action-btn.danger:hover { border-color: var(--danger); color: var(--danger); background: #FFF1F2; }



/* Card detail panel */
.card-detail-panel {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius); padding: 20px; margin-top: 16px;
  box-shadow: var(--shadow-sm);
}
.cc-action-row { display: flex; gap: 10px; flex-wrap: wrap; margin-bottom: 20px; }
.cc-action-btn {
  flex: 1; min-width: 100px; padding: 12px; text-align: center;
  background: var(--gray-50); border: 1px solid var(--gray-200); border-radius: var(--radius-sm);
  cursor: pointer; transition: all var(--tr);
  display: flex; flex-direction: column; align-items: center; gap: 6px; font-family: var(--font);
}
.cc-action-btn:hover { border-color: var(--blue-500); background: var(--blue-50); }
.cc-action-icon { width: 36px; height: 36px; border-radius: 8px; background: var(--blue-100); color: var(--blue-700); display: flex; align-items: center; justify-content: center; font-size: 14px; }
.cc-action-btn span { font-size: 11px; font-weight: 600; color: var(--gray-700); }

.cc-toggles-title { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .05em; color: var(--gray-500); margin-bottom: 12px; }
.cc-toggles-grid  { display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.cc-toggle-card {
  padding: 12px; border-radius: var(--radius-sm); border: 1.5px solid var(--gray-200);
  cursor: pointer; transition: all var(--tr);
}
.cc-toggle-card.on  { border-color: var(--blue-200); background: var(--blue-50); }
.cc-toggle-card.off { background: var(--gray-50); }
.cc-toggle-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 10px; }
.cc-toggle-icon-wrap {
  width: 32px; height: 32px; border-radius: 8px;
  display: flex; align-items: center; justify-content: center; font-size: 14px;
  transition: all var(--tr);
}
.cc-toggle-icon-wrap.on  { background: var(--blue-100); color: var(--blue-700); }
.cc-toggle-icon-wrap.off { background: var(--gray-100); color: var(--gray-400); }
.cc-toggle-pill {
  font-size: 10px; font-weight: 700; padding: 2px 8px; border-radius: 20px;
  text-transform: uppercase; letter-spacing: .05em;
}
.cc-toggle-pill.on  { background: var(--blue-700); color: white; }
.cc-toggle-pill.off { background: var(--gray-200); color: var(--gray-500); }
.cc-toggle-label { font-size: 12px; font-weight: 600; color: var(--gray-800); margin-bottom: 2px; }
.cc-toggle-desc  { font-size: 11px; color: var(--gray-400); }
.cc-round-toggle { display: none; } /* hidden, toggle managed by JS */

/* ================================================================
   HISTORY PAGE
   ================================================================ */
.table-wrap-bank {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow-sm);
}
.data-table { width: 100%; border-collapse: collapse; }
.data-table th {
  background: var(--gray-50); font-size: 11px; text-transform: uppercase;
  letter-spacing: .05em; color: var(--gray-500); padding: 10px 14px; text-align: left;
}
.data-table td { padding: 13px 14px; border-top: 1px solid var(--gray-100); font-size: 13px; }
.data-table tr:hover td { background: var(--blue-50); }
.badge-bank {
  font-size: 10px; font-weight: 700; padding: 3px 8px; border-radius: 20px;
  text-transform: uppercase; letter-spacing: .04em;
}
.badge-verified { background: var(--success-bg); color: var(--success); }
.badge-pending  { background: var(--warning-bg); color: var(--warning); }
.badge-pep      { background: #FEE2E2; color: #B91C1C; }

.hpage-info { font-size: 12px; color: var(--gray-500); margin-right: 8px; }
.hpage-btn {
  padding: 6px 12px; border-radius: var(--radius-sm); border: 1px solid var(--gray-200);
  background: var(--white); font-size: 12px; font-weight: 600; cursor: pointer; transition: all var(--tr);
}
.hpage-btn.active { background: var(--blue-700); color: white; border-color: var(--blue-700); }
.hpage-btn:hover:not(.active) { border-color: var(--blue-500); color: var(--blue-700); }
.empty-bank { display: flex; align-items: center; gap: 8px; justify-content: center; padding: 32px; color: var(--gray-400); font-size: 13px; }

/* ================================================================
   PROFILE PAGE
   ================================================================ */
.ptab {
  padding: 10px 16px; cursor: pointer; font-size: 13px; font-weight: 500;
  color: var(--gray-500); border-radius: var(--radius-sm) var(--radius-sm) 0 0;
  transition: all var(--tr); background: var(--gray-100); border: 1px solid var(--gray-200); border-bottom: none;
}
.ptab.active { background: var(--white); color: var(--blue-700); font-weight: 600; border-color: var(--gray-200); }
.pacc-item   { display: flex; justify-content: space-between; padding: 10px; border-radius: var(--radius-sm); background: var(--gray-50); }
.pacc-type   { font-size: 13px; font-weight: 500; color: var(--gray-700); }
.pacc-bal    { font-size: 14px; font-weight: 700; color: var(--blue-700); }

.profile-section { }
.profile-section-title { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--gray-500); margin-bottom: 16px; padding-bottom: 8px; border-bottom: 1px solid var(--gray-100); }
.pinfo-grid  { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.pinfo-item  { padding: 10px 12px; background: var(--gray-50); border-radius: var(--radius-sm); }
.pinfo-label { font-size: 10px; text-transform: uppercase; letter-spacing: .05em; color: var(--gray-500); margin-bottom: 4px; }
.pinfo-value { font-size: 13px; font-weight: 600; color: var(--gray-800); }

.security-item { display: flex; align-items: center; gap: 14px; padding: 14px; border: 1px solid var(--gray-200); border-radius: var(--radius-sm); margin-bottom: 10px; }
.sec-icon  { width: 40px; height: 40px; border-radius: 10px; background: var(--blue-100); color: var(--blue-700); display: flex; align-items: center; justify-content: center; font-size: 16px; flex-shrink: 0; }
.sec-info  { flex: 1; }
.sec-title { font-size: 13px; font-weight: 600; color: var(--gray-800); }
.sec-desc  { font-size: 12px; color: var(--gray-500); margin-top: 2px; }

.notif-item { display: flex; align-items: center; gap: 12px; padding: 12px; border: 1px solid var(--gray-100); border-radius: var(--radius-sm); margin-bottom: 8px; }
.notif-item-info { flex: 1; display: flex; flex-direction: column; gap: 2px; }
.notif-title { font-size: 13px; font-weight: 600; }
.notif-desc  { font-size: 12px; color: var(--gray-500); }

.toggle-sw { display: inline-block; position: relative; width: 40px; height: 22px; flex-shrink: 0; }
.toggle-sw input { opacity: 0; width: 0; height: 0; position: absolute; }
.toggle-track {
  position: absolute; inset: 0; border-radius: 22px;
  background: var(--gray-200); cursor: pointer; transition: background .2s;
}
.toggle-sw input:checked + .toggle-track { background: var(--blue-700); }
.toggle-track::after {
  content: ''; position: absolute; left: 3px; top: 3px;
  width: 16px; height: 16px; border-radius: 50%;
  background: white; box-shadow: 0 1px 3px rgba(0,0,0,.2);
  transition: transform .2s;
}
.toggle-sw input:checked + .toggle-track::after { transform: translateX(18px); }

.kyc-badge-big {
  padding: 12px 16px; border-radius: var(--radius); font-size: 14px; font-weight: 700;
  display: flex; align-items: center; gap: 10px; margin-bottom: 12px;
  border: 1.5px solid transparent;
}
.kyc-badge-big.verified { background: var(--success-bg); color: var(--success); border-color: #BBF7D0; }
.kyc-badge-big.pending  { background: var(--warning-bg); color: var(--warning); border-color: #FCD34D; }
.kyc-badge-big.rejected { background: #FEE2E2; color: #DC2626; border-color: #FECACA; }

/* ── Profile avatar click hint ── */
#profileAv { position: relative; transition: opacity .2s; }
#profileAv:hover { opacity: .85; }
#profileAv::after {
  content: '\f030';
  font-family: 'Font Awesome 6 Free';
  font-weight: 900;
  position: absolute; bottom: 0; right: 0;
  width: 20px; height: 20px; background: #2563eb; color: #fff;
  border-radius: 50%; font-size: 9px;
  display: flex; align-items: center; justify-content: center;
  border: 2px solid #fff;
}

/* ================================================================
   LOAN PRODUCT TILES
   ================================================================ */
.loans-products-header { margin-bottom: 24px; }
.loans-products-title { font-size: 22px; font-weight: 800; color: var(--gray-900); margin-bottom: 4px; }
.loans-products-sub   { font-size: 14px; color: var(--gray-500); }

.loans-product-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
  gap: 16px;
}

.loan-product-tile {
  position: relative;
  background: #fff;
  border: 1.5px solid #E2E8F0;
  border-radius: 14px;
  padding: 20px 18px 18px;
  cursor: pointer;
  transition: border-color .18s, box-shadow .18s, transform .12s;
  overflow: hidden;
}
.loan-product-tile:hover {
  border-color: #2563eb;
  box-shadow: 0 4px 20px rgba(37,99,235,.12);
  transform: translateY(-2px);
}
.lpt-icon {
  width: 48px; height: 48px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; margin-bottom: 14px;
}
.lpt-title { font-size: 15px; font-weight: 700; color: var(--gray-900); margin-bottom: 4px; }
.lpt-rate  { font-size: 13px; font-weight: 700; color: #2563eb; margin-bottom: 8px; }
.lpt-desc  { font-size: 12px; color: var(--gray-500); line-height: 1.5; margin-bottom: 12px; }
.lpt-badge {
  display: inline-block;
  font-size: 10px; font-weight: 700;
  padding: 3px 9px; border-radius: 20px;
  background: #EFF6FF; color: #2563eb;
  text-transform: uppercase; letter-spacing: .04em;
}



/* ================================================================
   NOTIFICATIONS PANEL (bank.js)
   ================================================================ */
.notif-row {
  display: flex; align-items: flex-start; gap: 10px;
  padding: 12px; border-radius: var(--radius-sm); cursor: pointer; transition: background var(--tr);
}
.notif-row:hover { background: var(--gray-50); }
.notif-row.notif-read { opacity: .6; }
.notif-row-icon {
  width: 36px; height: 36px; border-radius: 9px;
  display: flex; align-items: center; justify-content: center; font-size: 14px; flex-shrink: 0;
}
.notif-row-body { flex: 1; min-width: 0; }
.notif-row-title { font-size: 13px; font-weight: 600; color: var(--gray-800); }
.notif-row-desc  { font-size: 12px; color: var(--gray-500); margin-top: 2px; line-height: 1.4; white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.notif-row-time  { font-size: 10px; color: var(--gray-400); margin-top: 4px; }
.notif-unread-dot { width: 8px; height: 8px; border-radius: 50%; background: var(--blue-700); flex-shrink: 0; margin-top: 4px; }
.notif-empty { display: flex; flex-direction: column; align-items: center; gap: 8px; padding: 32px; color: var(--gray-400); }
.notif-empty i { font-size: 28px; }

/* ================================================================
   BTN ALIASES (bank.js uses btn-bank-primary etc.)
   ================================================================ */
.btn-bank-primary {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 10px 20px; background: var(--blue-700); border: none;
  border-radius: var(--radius-sm); color: white;
  font-size: 13px; font-weight: 700; font-family: var(--font);
  cursor: pointer; transition: all var(--tr);
}
.btn-bank-primary:hover { background: var(--blue-800); }
.btn-bank-primary:disabled { background: var(--gray-300); cursor: not-allowed; }

.btn-bank-outline {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 9px 16px; background: transparent; border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm); color: var(--gray-700);
  font-size: 13px; font-weight: 600; font-family: var(--font);
  cursor: pointer; transition: all var(--tr);
}
.btn-bank-outline:hover { border-color: var(--blue-500); color: var(--blue-700); }

.btn-sm {
  font-size: 12px !important; padding: 7px 14px !important;
}

/* ================================================================
   BFORM — bank.js form classes
   ================================================================ */
.bform-group  { margin-bottom: 16px; }
.bform-label  { display: block; font-size: 12px; font-weight: 600; color: var(--gray-600); text-transform: uppercase; letter-spacing: .04em; margin-bottom: 6px; }
.bform-input  {
  width: 100%; padding: 10px 14px;
  background: var(--gray-50); border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm); color: var(--gray-900); font-size: 14px; font-family: var(--font);
  outline: none; transition: all var(--tr);
}
.bform-input:focus { border-color: var(--blue-500); background: var(--white); }
select.bform-input { cursor: pointer; }

/* Transfer specific */
.transfer-amount-wrap     { position: relative; display: flex; }
.transfer-amount-input    { flex: 1; border-radius: var(--radius-sm) 0 0 var(--radius-sm) !important; }
.transfer-currency-select {
  width: 70px; border: 1.5px solid var(--gray-200); border-left: none;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  background: var(--gray-100); padding: 0 8px; font-size: 13px; cursor: pointer;
  font-family: var(--font); color: var(--gray-700); outline: none;
}

/* ================================================================
   RANGE SLIDER
   ================================================================ */
.range-input { width: 100%; -webkit-appearance: none; height: 4px; border-radius: 4px; background: var(--gray-200); outline: none; }
.range-input::-webkit-slider-thumb { -webkit-appearance: none; width: 16px; height: 16px; border-radius: 50%; background: var(--blue-700); cursor: pointer; }

/* ================================================================
   LOANS PAGE
   ================================================================ */
.loans-empty { text-align: center; padding: 60px 24px; }
.loans-empty-icon { font-size: 48px; color: var(--gray-300); margin-bottom: 16px; }
.loans-empty-title { font-size: 18px; font-weight: 700; margin-bottom: 8px; }
.loans-empty-desc  { font-size: 13px; color: var(--gray-500); margin-bottom: 24px; }
.loan-card { background: var(--white); border: 1.5px solid var(--gray-200); border-radius: var(--radius); padding: 18px; margin-bottom: 12px; box-shadow: var(--shadow-sm); }
.loan-card-header { display: flex; justify-content: space-between; align-items: flex-start; margin-bottom: 12px; }
.loan-card-title  { font-size: 15px; font-weight: 700; }
.loan-badge { display: inline-flex; align-items: center; gap: 5px; font-size: 11px; font-weight: 600; padding: 4px 10px; border-radius: 20px; }
.loan-badge-pending  { background: var(--warning-bg); color: #B45309; }
.loan-badge-approved { background: var(--success-bg); color: var(--success); }
.loan-badge-active   { background: var(--blue-100); color: var(--blue-700); }
.loan-badge-rejected { background: var(--danger-bg); color: var(--danger); }
.loan-badge-closed   { background: var(--gray-100); color: var(--gray-500); }
.loans-kpi-row { display: grid; grid-template-columns: repeat(4,1fr); gap: 12px; margin-bottom: 20px; }
.loan-kpi-card { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 14px; display: flex; align-items: center; gap: 12px; box-shadow: var(--shadow-sm); }
.loan-kpi-icon { width: 36px; height: 36px; border-radius: 9px; background: var(--blue-100); color: var(--blue-700); display: flex; align-items: center; justify-content: center; font-size: 14px; flex-shrink: 0; }
.loan-kpi-lbl  { font-size: 11px; color: var(--gray-500); }
.loan-kpi-val  { font-size: 17px; font-weight: 700; color: var(--gray-900); margin-top: 2px; }

/* ================================================================
   INVEST PRODUCTS (bank.js)
   ================================================================ */
.inv-card {
  background: var(--white); border: 1.5px solid var(--gray-200); border-radius: var(--radius);
  padding: 20px; cursor: pointer; transition: all var(--tr); box-shadow: var(--shadow-sm);
}
.inv-card:hover { border-color: var(--blue-500); transform: translateY(-2px); box-shadow: var(--shadow); }
.inv-tag { font-size: 10px; font-weight: 700; padding: 3px 8px; border-radius: 20px; text-transform: uppercase; letter-spacing: .04em; }
.inv-detail-wrap .inv-back-btn { display: flex; align-items: center; gap: 6px; background: none; border: none; color: var(--blue-700); cursor: pointer; font-size: 13px; font-weight: 600; margin-bottom: 16px; padding: 0; font-family: var(--font); }
.inv-detail-header { display: flex; align-items: center; gap: 14px; margin-bottom: 20px; }
.inv-detail-icon { width: 52px; height: 52px; border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 22px; flex-shrink: 0; }
.inv-detail-name { font-size: 18px; font-weight: 800; }
.inv-detail-eng  { font-size: 12px; color: var(--gray-500); margin-top: 2px; }
.inv-kpi-strip   { display: flex; align-items: center; background: var(--gray-50); border-radius: var(--radius-sm); padding: 14px; margin-bottom: 16px; gap: 0; }
.inv-kpi-item    { flex: 1; text-align: center; }
.inv-kpi-sep     { width: 1px; height: 40px; background: var(--gray-200); flex-shrink: 0; }
.inv-kpi-lbl     { font-size: 10px; color: var(--gray-500); text-transform: uppercase; letter-spacing: .05em; margin-bottom: 4px; }
.inv-kpi-val     { font-size: 16px; font-weight: 800; }
.inv-detail-desc { font-size: 13px; color: var(--gray-600); line-height: 1.6; margin-bottom: 16px; }
.inv-risk-row    { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.inv-risk-bar-lg { display: flex; gap: 3px; flex: 1; }
.inv-risk-seg    { flex: 1; height: 8px; border-radius: 3px; }
.inv-section-title { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--gray-500); margin: 16px 0 10px; display: flex; align-items: center; gap: 6px; }
.inv-alloc-bar   { display: flex; height: 10px; border-radius: 6px; overflow: hidden; margin-bottom: 10px; }
.inv-alloc-legend{ display: flex; flex-direction: column; gap: 6px; }
.inv-alloc-item  { display: flex; align-items: center; gap: 8px; font-size: 12px; }
.inv-alloc-dot   { width: 10px; height: 10px; border-radius: 3px; flex-shrink: 0; }
.inv-alloc-name  { flex: 1; color: var(--gray-700); }
.inv-alloc-pct   { font-weight: 700; color: var(--gray-800); }
.inv-highlights  { display: flex; flex-direction: column; gap: 8px; }
.inv-highlight-item { display: flex; align-items: center; gap: 10px; font-size: 13px; color: var(--gray-700); padding: 8px; background: var(--gray-50); border-radius: var(--radius-sm); }
.inv-docs        { display: flex; flex-direction: column; gap: 6px; }
.inv-doc-item    { display: flex; align-items: center; gap: 10px; padding: 10px 12px; border: 1px solid var(--gray-200); border-radius: var(--radius-sm); cursor: pointer; transition: all var(--tr); font-size: 13px; }
.inv-doc-item:hover { background: var(--blue-50); border-color: var(--blue-500); }
.inv-disclaimer  { font-size: 11px; color: var(--gray-500); padding: 12px; background: var(--gray-50); border-radius: var(--radius-sm); margin-top: 16px; display: flex; gap: 8px; align-items: flex-start; line-height: 1.5; }

/* ================================================================
   LOAN CALCULATOR
   ================================================================ */
.loan-result-card { background: var(--blue-50); border: 1px solid var(--blue-200); border-radius: var(--radius); padding: 16px; margin-top: 12px; }
.loan-summary-grid { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 12px; margin-bottom: 12px; }
.loan-summary-item { text-align: center; }
.loan-summary-lbl  { font-size: 11px; color: var(--gray-500); margin-bottom: 4px; }
.loan-summary-val  { font-size: 14px; font-weight: 700; color: var(--gray-800); }
.loan-summary-main .loan-summary-val-big { font-size: 22px; font-weight: 800; color: var(--blue-700); }
.loan-amort-bar    { display: flex; height: 8px; border-radius: 4px; overflow: hidden; margin-bottom: 6px; }
.loan-amort-fill   { height: 100%; transition: width .3s; }
.loan-form-wrap    { }
.loan-form-row     { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.loan-form-divider { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--gray-500); border-top: 1px solid var(--gray-100); padding-top: 14px; margin: 14px 0 14px; }
.loan-term-pills   { display: flex; flex-wrap: wrap; gap: 6px; }
.loan-term-pill    { padding: 6px 12px; border-radius: 20px; border: 1.5px solid var(--gray-200); font-size: 12px; font-weight: 600; cursor: pointer; transition: all var(--tr); font-family: var(--font); background: var(--white); color: var(--gray-600); }
.loan-term-pill.active { background: var(--blue-700); color: white; border-color: var(--blue-700); }
.loan-amount-wrap  { display: flex; align-items: center; }
.loan-cur-prefix   { padding: 10px 12px; background: var(--gray-100); border: 1.5px solid var(--gray-200); border-right: none; border-radius: var(--radius-sm) 0 0 var(--radius-sm); font-size: 14px; font-weight: 700; color: var(--blue-700); }
.loan-amt-input    { border-radius: 0 var(--radius-sm) var(--radius-sm) 0 !important; }
.loan-range-row    { display: flex; align-items: center; gap: 8px; font-size: 11px; color: var(--gray-400); margin-top: 6px; }

/* ================================================================
   VERIF BANNER — sticky strip at top of main content area
   ================================================================ */
.verif-kyc-banner {
  display: flex;
  align-items: center;
  gap: 14px;
  background: linear-gradient(90deg, #FFFBEB 0%, #FEF9C3 100%);
  border: none;
  border-bottom: 2px solid #FCD34D;
  border-radius: 12px;
  padding: 14px 20px;
  margin: 0 0 24px 0;
  box-shadow: 0 2px 12px rgba(245,158,11,.13);
  flex-wrap: wrap;
  gap: 12px;
}
.vkb-icon {
  width: 40px; height: 40px; flex-shrink: 0;
  background: #FEF3C7;
  border: 1.5px solid #FCD34D;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 17px; color: #D97706;
}
.vkb-content { flex: 1; min-width: 200px; }
.vkb-title { font-size: 13.5px; font-weight: 700; color: #78350F; line-height: 1.3; }
.vkb-desc  { font-size: 12px; color: #92400E; margin-top: 3px; line-height: 1.5; }
.vkb-btn {
  flex-shrink: 0;
  font-size: 12.5px; font-weight: 600; font-family: var(--font);
  padding: 8px 16px;
  background: #F59E0B; border: none;
  border-radius: 8px; color: #fff;
  cursor: pointer; white-space: nowrap;
  transition: background .15s;
  box-shadow: 0 2px 6px rgba(245,158,11,.35);
}
.vkb-btn:hover { background: #D97706; }
.vkb-close {
  flex-shrink: 0;
  background: none; border: none;
  color: #92400E; opacity: .5;
  cursor: pointer; font-size: 15px;
  padding: 6px; border-radius: 6px;
  transition: opacity .15s;
}
.vkb-close:hover { opacity: 1; }

/* ================================================================
   SPEND BREAKDOWN
   ================================================================ */
.spend-item  { display: flex; align-items: center; gap: 8px; font-size: 12px; padding: 4px 0; }
.spend-dot   { width: 10px; height: 10px; border-radius: 3px; flex-shrink: 0; }
.spend-label { flex: 1; color: var(--gray-700); }
.spend-val   { font-weight: 700; color: var(--gray-800); }

/* ================================================================
   LT CONFIRM (large transfers)
   ================================================================ */
.lt-confirm-list  { border: 1px solid var(--gray-200); border-radius: var(--radius-sm); overflow: hidden; margin-bottom: 14px; }
.lt-confirm-item  { display: flex; justify-content: space-between; padding: 12px 16px; border-bottom: 1px solid var(--gray-100); font-size: 13px; }
.lt-confirm-item:last-child { border-bottom: none; }
.lt-confirm-item-desc { color: var(--gray-700); }
.lt-confirm-item-amt  { font-weight: 700; color: var(--blue-700); }
.lt-confirm-note { font-size: 12px; color: var(--gray-500); padding: 10px 14px; background: var(--blue-50); border-radius: var(--radius-sm); }

/* ================================================================
   KYC VERIFICATION MODAL
   ================================================================ */

/* Modal body wrapper */
.kyc-modal-body {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

/* Top status + notice */
.kyc-modal-top { display: flex; flex-direction: column; gap: 12px; }

.kyc-modal-status {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 8px 16px; border-radius: 20px;
  font-size: 13px; font-weight: 700;
  width: fit-content;
}
.kyc-modal-status.verified {
  background: #DCFCE7; color: #15803D; border: 1px solid #BBF7D0;
}
.kyc-modal-status.pending {
  background: #FEF9C3; color: #92400E; border: 1px solid #FDE68A;
}

.kyc-modal-notice {
  display: flex; gap: 12px; align-items: flex-start;
  background: #FFF7ED; border: 1px solid #FED7AA;
  border-radius: 10px; padding: 14px 16px;
  font-size: 12.5px; color: #9A3412; line-height: 1.55;
}
.kyc-modal-notice > i { color: #EA580C; font-size: 15px; margin-top: 2px; flex-shrink: 0; }

/* Section */
.kyc-modal-section { display: flex; flex-direction: column; gap: 10px; }
.kyc-modal-section-title {
  font-size: 11px; font-weight: 700; text-transform: uppercase;
  letter-spacing: .08em; color: var(--gray-400);
  display: flex; align-items: center; gap: 8px;
}
.kyc-count {
  background: var(--blue-100); color: var(--blue-700);
  border-radius: 20px; padding: 1px 8px;
  font-size: 11px; font-weight: 700; letter-spacing: 0;
  text-transform: none;
}

/* Checklist */
.kyc-checklist { display: flex; flex-direction: column; gap: 6px; }
.kyc-check-item {
  display: flex; align-items: center; gap: 9px;
  font-size: 13px; color: var(--gray-500);
}
.kyc-check-item i { font-size: 15px; color: #CBD5E1; }
.kyc-check-item.done { color: var(--gray-700); font-weight: 600; }
.kyc-check-item.done i { color: #22C55E; }

/* Docs list */
.kyc-docs-list { display: flex; flex-direction: column; gap: 8px; }

.kyc-doc-row {
  display: flex; align-items: center; gap: 12px;
  padding: 10px 12px;
  background: var(--gray-50); border: 1px solid var(--gray-200);
  border-radius: 10px;
}
.kyc-doc-thumb {
  width: 40px; height: 40px; flex-shrink: 0;
  border-radius: 8px; overflow: hidden;
  background: var(--blue-50);
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; color: var(--blue-500);
}
.kyc-doc-thumb img { width: 100%; height: 100%; object-fit: cover; }
.kyc-doc-info { flex: 1; min-width: 0; }
.kyc-doc-name { font-size: 13px; font-weight: 600; color: var(--gray-800); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.kyc-doc-meta { font-size: 11px; color: var(--gray-400); margin-top: 2px; }

.kyc-doc-badge {
  display: flex; align-items: center; gap: 5px;
  padding: 3px 10px; border-radius: 20px;
  font-size: 11px; font-weight: 600; white-space: nowrap; flex-shrink: 0;
}
.kyc-doc-badge.ok   { background: #DCFCE7; color: #15803D; }
.kyc-doc-badge.wait { background: #FEF9C3; color: #92400E; }

.kyc-doc-del {
  background: none; border: none; cursor: pointer;
  color: #DC2626; font-size: 13px; padding: 4px 6px;
  border-radius: 6px; transition: background .15s; flex-shrink: 0;
}
.kyc-doc-del:hover { background: #FEE2E2; }

.kyc-empty-docs {
  display: flex; align-items: center; gap: 10px;
  padding: 16px; border: 1.5px dashed var(--gray-200);
  border-radius: 10px; color: var(--gray-400);
  font-size: 13px;
}
.kyc-empty-docs i { font-size: 20px; }

/* Drop zone */
.kyc-drop-zone {
  border: 2px dashed #BFDBFE;
  border-radius: 12px;
  padding: 28px 20px;
  text-align: center;
  cursor: pointer;
  background: #F8FAFF;
  transition: border-color .2s, background .2s;
}
.kyc-drop-zone:hover,
.kyc-drop-zone.drag-over {
  border-color: #2563eb;
  background: #EFF6FF;
}
.kyc-drop-zone > i {
  display: block; font-size: 30px; color: #93C5FD; margin-bottom: 10px;
}
.kyc-dz-text { font-size: 13.5px; font-weight: 600; color: var(--gray-700); }
.kyc-dz-hint { font-size: 12px; color: var(--gray-400); margin-top: 4px; }
.kyc-dz-hint span { color: #2563eb; font-weight: 600; }
.kyc-dz-types { font-size: 11px; color: var(--gray-400); margin-top: 6px; }

/* File preview */
.kyc-file-preview-row {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 12px;
  background: #F0FDF4; border: 1px solid #BBF7D0; border-radius: 8px;
}
.kyc-file-name { font-size: 13px; font-weight: 600; color: #15803D; flex: 1; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.kyc-file-clear {
  background: none; border: none; cursor: pointer;
  color: #DC2626; font-size: 14px; padding: 2px 4px; border-radius: 4px;
}
.kyc-file-clear:hover { background: #FEE2E2; }

/* ================================================================
   EXTRA RESPONSIVE FIXES
   ================================================================ */
/* Registration overlay form styles */
.reg-dot.active { background: var(--blue-700) !important; }
.reg-dot.done   { background: var(--success) !important; }

/* Form section styles used by register.js */
.reg-section { margin-bottom: 20px; }
.reg-section-header { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .06em; color: var(--blue-700); margin-bottom: 14px; padding-bottom: 8px; border-bottom: 1px solid var(--blue-100); display: flex; align-items: center; gap: 6px; }
.reg-grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.reg-field  { display: flex; flex-direction: column; gap: 5px; }
.reg-field label { font-size: 12px; font-weight: 600; color: var(--gray-600); }
.req { color: var(--danger); }
.reg-field select, .reg-field input, .reg-field textarea {
  padding: 10px 12px; border: 1.5px solid var(--gray-200); border-radius: 8px;
  font-size: 13px; font-family: var(--font); outline: none; transition: border-color .15s;
  background: var(--gray-50);
}
.reg-field select:focus, .reg-field input:focus, .reg-field textarea:focus {
  border-color: var(--blue-500); background: white;
}
.reg-error { color: var(--danger); font-size: 12px; margin-top: 4px; }
.reg-pass-wrap { position: relative; }
.reg-pass-wrap input { width: 100%; padding-right: 40px; }
.reg-pass-wrap button { position: absolute; right: 10px; top: 50%; transform: translateY(-50%); background: none; border: none; cursor: pointer; color: var(--gray-400); font-size: 14px; }
.reg-strength { margin-top: 6px; }
.reg-strength-bar { height: 4px; background: var(--gray-100); border-radius: 2px; overflow: hidden; }
.reg-strength-fill { height: 100%; transition: width .3s, background .3s; }
.reg-tos { font-size: 12px; color: var(--gray-600); line-height: 1.6; padding: 12px; background: var(--blue-50); border-radius: 8px; }
/* ================================================================
   FORGOT PASSWORD OVERLAY
   ================================================================ */
#forgotPassOverlay {
  position: fixed; inset: 0;
  background: rgba(0,0,0,.45);
  z-index: 2000;
  display: flex; align-items: center; justify-content: center;
  padding: 20px;
  backdrop-filter: blur(3px);
}
.fp-card {
  background: var(--white);
  border-radius: var(--radius-xl);
  box-shadow: 0 32px 100px rgba(0,0,0,.22);
  width: 100%; max-width: 420px;
  padding: 36px 32px;
}
.fp-icon-circle {
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--blue-50); color: var(--blue-700);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; margin: 0 auto 20px;
}
.fp-title    { font-size: 22px; font-weight: 800; text-align: center; margin-bottom: 6px; }
.fp-subtitle { font-size: 13px; color: var(--gray-500); text-align: center; margin-bottom: 24px; line-height: 1.5; }
.fp-step     { display: none; }
.fp-step.active { display: block; }
.fp-error    { font-size: 12px; color: var(--danger); margin-top: 6px; min-height: 16px; }
.fp-code-input {
  display: flex; gap: 8px; justify-content: center; margin: 16px 0;
}
.fp-code-input input {
  width: 44px; height: 52px; text-align: center;
  font-size: 20px; font-weight: 700; font-family: var(--font-mono);
  border: 1.5px solid var(--gray-200); border-radius: var(--radius-sm);
  outline: none; transition: border-color var(--tr);
}
.fp-code-input input:focus { border-color: var(--blue-500); }
.fp-back {
  display: flex; align-items: center; gap: 6px;
  background: none; border: none; cursor: pointer;
  color: var(--gray-500); font-size: 13px; padding: 0;
  font-family: var(--font); margin-bottom: 16px;
  transition: color var(--tr);
}
.fp-back:hover { color: var(--blue-700); }

/* ================================================================
   ANALYTICS PAGE
   ================================================================ */
.analytics-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 20px;
  margin-bottom: 20px;
}
.analytics-grid-full { grid-column: 1 / -1; }
.analytics-kpi-row {
  display: grid; grid-template-columns: repeat(4, 1fr);
  gap: 14px; margin-bottom: 20px;
}
.analytics-card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius); padding: 20px;
  box-shadow: var(--shadow-sm);
}
.analytics-card-title {
  font-size: 13px; font-weight: 700; color: var(--gray-700);
  margin-bottom: 16px; display: flex; align-items: center; gap: 8px;
}
.analytics-chart-wrap { position: relative; height: 220px; }

/* ================================================================
   HISTORY FILTERS BAR
   ================================================================ */
.hist-filters {
  display: flex; gap: 10px; flex-wrap: wrap;
  padding: 14px 16px;
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius) var(--radius) 0 0;
  border-bottom: 1px solid var(--gray-100);
}
.hist-search-wrap {
  display: flex; align-items: center; gap: 8px;
  flex: 1; min-width: 180px;
  background: var(--gray-100); border-radius: var(--radius-sm);
  padding: 7px 12px;
}
.hist-search-wrap input {
  background: none; border: none; outline: none;
  font-size: 13px; width: 100%; font-family: var(--font);
}
.hist-filter-select {
  padding: 7px 28px 7px 10px;
  font-size: 13px; font-family: var(--font);
  border: 1.5px solid var(--gray-200);
  border-radius: var(--radius-sm);
  background: var(--white); color: var(--gray-700);
  cursor: pointer; appearance: none; outline: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%2394A3B8' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 10px center;
  transition: border-color var(--tr);
}
.hist-filter-select:focus { border-color: var(--blue-500); }
.hist-date-input {
  padding: 7px 10px; font-size: 13px; font-family: var(--font);
  border: 1.5px solid var(--gray-200); border-radius: var(--radius-sm);
  outline: none; transition: border-color var(--tr); color: var(--gray-700);
}
.hist-date-input:focus { border-color: var(--blue-500); }

/* ================================================================
   SUPPORT CHAT (Bank)
   ================================================================ */
.bank-chat-wrap {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius-lg); overflow: hidden;
  display: flex; flex-direction: column; height: 500px;
  box-shadow: var(--shadow-sm);
}
.bank-chat-header {
  padding: 14px 18px; border-bottom: 1px solid var(--gray-100);
  display: flex; align-items: center; gap: 12px; flex-shrink: 0;
  background: var(--gray-50);
}
.bank-chat-header-icon {
  width: 36px; height: 36px; border-radius: 50%;
  background: var(--blue-700); color: white;
  display: flex; align-items: center; justify-content: center;
  font-size: 14px;
}
.bank-chat-title   { font-size: 14px; font-weight: 700; color: var(--gray-800); }
.bank-chat-status  { font-size: 12px; color: var(--success); display: flex; align-items: center; gap: 5px; }
.bank-chat-status::before { content: ''; width: 6px; height: 6px; border-radius: 50%; background: var(--success); display: inline-block; }
.bank-chat-messages {
  flex: 1; overflow-y: auto; padding: 16px;
  display: flex; flex-direction: column; gap: 10px;
}
.bank-chat-msg { max-width: 72%; }
.bank-chat-msg.user    { align-self: flex-end; }
.bank-chat-msg.support { align-self: flex-start; }
.bank-chat-bubble {
  padding: 10px 14px; border-radius: 12px; font-size: 13px; line-height: 1.5;
}
.bank-chat-msg.user    .bank-chat-bubble { background: var(--blue-700); color: white; border-bottom-right-radius: 4px; }
.bank-chat-msg.support .bank-chat-bubble { background: var(--gray-100); color: var(--gray-800); border-bottom-left-radius: 4px; }
.bank-chat-time { font-size: 10px; color: var(--gray-400); margin-top: 4px; text-align: right; }
.bank-chat-msg.support .bank-chat-time { text-align: left; }
.bank-chat-input {
  display: flex; gap: 8px; padding: 12px 16px;
  border-top: 1px solid var(--gray-100); flex-shrink: 0;
}
.bank-chat-input textarea {
  flex: 1; resize: none;
  border: 1.5px solid var(--gray-200); border-radius: var(--radius-sm);
  padding: 9px 12px; font-size: 13px; font-family: var(--font);
  outline: none; transition: border-color var(--tr);
  color: var(--gray-800);
}
.bank-chat-input textarea:focus { border-color: var(--blue-500); }
.bank-chat-hours {
  padding: 10px 16px; background: var(--gray-50);
  border-top: 1px solid var(--gray-100);
  font-size: 12px; color: var(--gray-500); text-align: center;
}

/* ================================================================
   RECEIVE / EXCHANGE MODAL ELEMENTS
   ================================================================ */
.receive-iban-box {
  background: var(--gray-50); border: 1px solid var(--gray-200);
  border-radius: var(--radius-sm); padding: 14px 16px;
  font-family: var(--font-mono); font-size: 14px;
  letter-spacing: .04em; color: var(--gray-800);
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 8px;
}
.exchange-result {
  background: var(--blue-50); border: 1px solid var(--blue-100);
  border-radius: var(--radius-sm); padding: 14px 16px;
  font-size: 20px; font-weight: 800; color: var(--blue-700);
  text-align: center; margin-top: 12px;
}

/* ================================================================
   DASH-CARD (used in bank.js)
   ================================================================ */
.dash-card {
  background: var(--white); border: 1px solid var(--gray-200);
  border-radius: var(--radius); overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.dash-card-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 14px 18px; border-bottom: 1px solid var(--gray-100);
}
.dash-card-title { font-size: 14px; font-weight: 700; color: var(--gray-800); }
.dash-card-body  { padding: 16px; }
.dash-card-chart { position: relative; height: 200px; padding: 16px; }

/* ================================================================
   ACCOUNT SUMMARY (Profile)
   ================================================================ */
.acc-summary-item {
  display: flex; align-items: center; justify-content: space-between;
  padding: 10px 12px; background: var(--gray-50);
  border-radius: var(--radius-sm); margin-bottom: 8px;
  border: 1px solid var(--gray-100);
}
.acc-summary-type { font-size: 13px; font-weight: 500; color: var(--gray-700); }
.acc-summary-bal  { font-size: 14px; font-weight: 700; color: var(--blue-700); }

/* ================================================================
   KYC DOCUMENTS LIST
   ================================================================ */
.kyc-doc-item {
  display: flex; align-items: center; gap: 12px;
  padding: 10px 14px; border: 1px solid var(--gray-200);
  border-radius: var(--radius-sm); margin-bottom: 8px;
  background: var(--white); transition: all var(--tr);
}
.kyc-doc-item:hover { border-color: var(--blue-200); background: var(--blue-50); }
.kyc-doc-icon {
  width: 36px; height: 36px; border-radius: 8px;
  background: var(--blue-100); color: var(--blue-700);
  display: flex; align-items: center; justify-content: center;
  font-size: 15px; flex-shrink: 0;
}
.kyc-doc-name   { font-size: 13px; font-weight: 600; color: var(--gray-800); }
.kyc-doc-status { font-size: 12px; color: var(--gray-500); margin-top: 2px; }

/* ================================================================
   PASS STRENGTH (register.js)
   ================================================================ */
.pass-strength-bar { height: 4px; background: var(--gray-100); border-radius: 2px; overflow: hidden; margin-top: 6px; }
.pass-strength-fill { height: 100%; transition: width .3s, background .3s; border-radius: 2px; }

/* ================================================================
   2FA PANEL (bank login)
   ================================================================ */
.bank-2fa-panel {
  text-align: center; padding: 8px 0;
}
.bank-2fa-icon {
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--blue-50); color: var(--blue-700);
  display: flex; align-items: center; justify-content: center;
  font-size: 22px; margin: 0 auto 16px;
}
.bank-2fa-title    { font-size: 18px; font-weight: 700; margin-bottom: 6px; }
.bank-2fa-subtitle { font-size: 13px; color: var(--gray-500); margin-bottom: 20px; line-height: 1.5; }
.bank-2fa-input {
  width: 100%; padding: 14px; text-align: center;
  font-size: 24px; font-weight: 700; letter-spacing: .2em;
  font-family: var(--font-mono);
  border: 2px solid var(--gray-200); border-radius: var(--radius-sm);
  outline: none; transition: border-color var(--tr); margin-bottom: 16px;
}
.bank-2fa-input:focus { border-color: var(--blue-500); }
.bank-2fa-back {
  display: inline-flex; align-items: center; gap: 6px;
  background: none; border: none; cursor: pointer;
  color: var(--gray-500); font-size: 13px; margin-top: 12px;
  font-family: var(--font); transition: color var(--tr);
}
.bank-2fa-back:hover { color: var(--blue-700); }

/* ================================================================
   RESPONSIVE ADDITIONS
   ================================================================ */
@media (max-width: 1024px) {
  .bank-dashboard-grid { grid-template-columns: 1fr; }
  .bpage { padding: 16px; }
  .loans-kpi-row { grid-template-columns: repeat(2,1fr); }
  .analytics-kpi-row { grid-template-columns: repeat(2,1fr); }
  .analytics-grid { grid-template-columns: 1fr; }
}
@media (max-width: 768px) {
  .pinfo-grid { grid-template-columns: 1fr; }
  .cc-toggles-grid { grid-template-columns: 1fr 1fr; }
  .loan-form-row { grid-template-columns: 1fr; }
  .loan-summary-grid { grid-template-columns: 1fr 1fr; }
  .inv-kpi-strip { flex-wrap: wrap; gap: 10px; }
  .inv-kpi-sep { display: none; }
  .analytics-kpi-row { grid-template-columns: 1fr 1fr; }
  .hist-filters { gap: 8px; }
}

/* ================================================================
   CARDS PAGE — PROFESSIONAL REDESIGN (cpro-*)
   ================================================================ */

/* ── Page outer layout ── */
.cpro-page-layout {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 24px;
  align-items: start;
}
@media (max-width: 860px) {
  .cpro-page-layout { grid-template-columns: 1fr; }
}

.cpro-left-col { display: flex; flex-direction: column; gap: 16px; }
.cpro-right-col { min-width: 0; }

/* ── Cards horizontal scroll row ── */
.cpro-cards-scroll {
  display: flex;
  gap: 20px;
  flex-wrap: nowrap;
  overflow-x: auto;
  padding-bottom: 4px;
}
.cpro-cards-scroll::-webkit-scrollbar { height: 4px; }
.cpro-cards-scroll::-webkit-scrollbar-thumb { background: var(--gray-300); border-radius: 2px; }

/* ── Individual card wrapper ── */
.cpro-card-wrapper {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  flex-shrink: 0;
}

/* ── 3D perspective shell ── */
.cpro-card-shell {
  perspective: 1200px;
  width: 360px;
  padding-bottom: 24px;
}

/* ── Hint text under card ── */
.cpro-card-hint {
  font-size: 10px;
  color: var(--gray-400);
  display: flex;
  align-items: center;
  gap: 5px;
  margin-bottom: 12px;
  width: 360px;
  justify-content: center;
}

/* ── Action buttons row ── */
.cpro-card-actions {
  display: flex;
  gap: 8px;
  width: 360px;
  flex-wrap: wrap;
}
.cpro-action-btn {
  flex: 1;
  min-width: 90px;
  padding: 9px 14px;
  background: var(--white);
  border: 1.5px solid var(--gray-200);
  border-radius: 10px;
  font-size: 12.5px;
  font-weight: 600;
  color: var(--gray-700);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  font-family: var(--font);
  transition: all .18s;
}
.cpro-action-btn:hover {
  border-color: var(--blue-400);
  color: var(--blue-700);
  background: var(--blue-50);
}
.cpro-action-btn.freeze:hover {
  border-color: #93C5FD;
  color: #1e40af;
  background: #EFF6FF;
}
.cpro-action-btn.unfreeze:hover {
  border-color: #6EE7B7;
  color: #065F46;
  background: #ECFDF5;
}

/* ── Verification alert ── */
.cpro-verif-alert {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  background: #FFF8E1;
  border: 1px solid #FCD34D;
  border-radius: 12px;
  padding: 14px 16px;
}
.cpro-verif-icon {
  font-size: 22px;
  color: #F59E0B;
  flex-shrink: 0;
  margin-top: 2px;
}
.cpro-verif-body { flex: 1; }
.cpro-verif-title { font-size: 13.5px; font-weight: 700; color: #78350F; margin-bottom: 4px; }
.cpro-verif-desc  { font-size: 12px; color: #92400E; line-height: 1.5; margin-bottom: 10px; }
.cpro-verif-btn {
  padding: 8px 16px;
  background: #2563eb;
  color: #fff;
  border: none;
  border-radius: 8px;
  font-size: 12px;
  font-weight: 600;
  cursor: pointer;
  font-family: var(--font);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: background .15s;
}
.cpro-verif-btn:hover { background: #1d4ed8; }

/* ── Settings panel ── */
.cpro-settings-panel {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 16px;
  padding: 20px;
  box-shadow: 0 2px 12px rgba(0,0,0,.05);
}
.cpro-sp-header {
  font-size: 14px;
  font-weight: 700;
  color: var(--gray-800);
  margin-bottom: 16px;
  display: flex;
  align-items: center;
  gap: 8px;
}

/* ── Quick actions grid ── */
.cpro-sp-actions {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 10px;
  margin-bottom: 18px;
}
.cpro-sp-action {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 7px;
  padding: 12px 8px;
  background: var(--gray-50);
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  cursor: pointer;
  font-family: var(--font);
  transition: all .18s;
}
.cpro-sp-action:hover {
  border-color: var(--blue-300);
  background: var(--blue-50);
}
.cpro-sp-action-icon {
  width: 38px;
  height: 38px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
}
.cpro-sp-action span {
  font-size: 11px;
  font-weight: 600;
  color: var(--gray-700);
  text-align: center;
  line-height: 1.3;
}

/* ── Card status row ── */
.cpro-sp-status-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 14px;
  background: var(--gray-50);
  border-radius: 10px;
  margin-bottom: 14px;
}
.cpro-sp-status-label { font-size: 13px; font-weight: 600; color: var(--gray-700); }
.cpro-sp-status-badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 12px;
  font-weight: 700;
  padding: 4px 10px;
  border-radius: 20px;
}
.cpro-sp-status-badge.active { background: #DCFCE7; color: #15803D; }
.cpro-sp-status-badge.frozen { background: #DBEAFE; color: #1E40AF; }

.cpro-sp-divider {
  height: 1px;
  background: var(--gray-100);
  margin: 14px 0;
}
.cpro-sp-title {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--gray-400);
  margin-bottom: 12px;
}

/* ── Toggle rows ── */
.cpro-toggles { display: flex; flex-direction: column; gap: 2px; }
.cpro-toggle-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 12px 8px;
  border-radius: 10px;
  transition: background .15s;
  cursor: default;
}
.cpro-toggle-row:hover { background: var(--gray-50); }
.cpro-toggle-icon {
  width: 34px;
  height: 34px;
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  flex-shrink: 0;
}
.cpro-toggle-info { flex: 1; }
.cpro-toggle-label { font-size: 13px; font-weight: 600; color: var(--gray-800); }
.cpro-toggle-desc  { font-size: 11px; color: var(--gray-400); margin-top: 1px; }

/* ── Inline toggle switch ── */
.cpro-sw {
  position: relative;
  display: inline-block;
  width: 42px;
  height: 24px;
  flex-shrink: 0;
}
.cpro-sw input { opacity: 0; width: 0; height: 0; }
.cpro-sw-track {
  position: absolute;
  inset: 0;
  background: var(--gray-200);
  border-radius: 12px;
  transition: background .2s;
  cursor: pointer;
}
.cpro-sw-track::before {
  content: '';
  position: absolute;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: #fff;
  top: 3px;
  left: 3px;
  transition: transform .2s;
  box-shadow: 0 1px 4px rgba(0,0,0,.2);
}
.cpro-sw input:checked + .cpro-sw-track { background: var(--blue-700); }
.cpro-sw input:checked + .cpro-sw-track::before { transform: translateX(18px); }

/* ── Locked transaction history (unverified) ── */
.cpro-locked-tx {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 14px;
  overflow: hidden;
  position: relative;
}
.cpro-locked-header {
  padding: 12px 16px;
  border-bottom: 1px solid var(--gray-100);
  font-size: 13px;
  font-weight: 700;
  color: var(--gray-700);
}
.cpro-locked-overlay {
  position: absolute;
  inset: 0;
  background: rgba(255,255,255,.88);
  backdrop-filter: blur(5px);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 24px;
  z-index: 2;
}
.cpro-lock-icon {
  width: 48px; height: 48px;
  border-radius: 50%;
  background: var(--blue-50);
  color: var(--blue-700);
  display: flex; align-items: center; justify-content: center;
  font-size: 20px;
  margin-bottom: 12px;
}
.cpro-lock-title { font-size: 14px; font-weight: 700; color: var(--gray-800); margin-bottom: 6px; }
.cpro-lock-desc  { font-size: 12px; color: var(--gray-500); line-height: 1.5; }

.cpro-locked-rows { padding: 8px 12px; }
.cpro-locked-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  border-bottom: 1px solid var(--gray-50);
  filter: blur(4px);
  user-select: none;
}
.cpro-locked-row:last-child { border-bottom: none; }
.cpro-lr-icon {
  width: 32px; height: 32px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; flex-shrink: 0;
}
.cpro-lr-icon.in  { background: #F0FDF4; color: #16A34A; }
.cpro-lr-icon.out { background: #FFF1F2; color: #E11D48; }
.cpro-lr-info { flex: 1; }
.cpro-lr-name { font-size: 13px; font-weight: 600; color: var(--gray-800); }
.cpro-lr-date { font-size: 11px; color: var(--gray-400); }
.cpro-lr-amt  { font-size: 13px; font-weight: 700; }
.cpro-lr-amt.pos { color: #16A34A; }
.cpro-lr-amt.neg { color: #E11D48; }

/* ── Loans product grid enhancements ── */
.loans-products-header { margin-bottom: 20px; }
.loans-products-title  { font-size: 20px; font-weight: 800; color: var(--gray-900); margin-bottom: 4px; }
.loans-products-sub    { font-size: 13px; color: var(--gray-500); }

.loans-product-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
  margin-bottom: 16px;
}
@media (max-width: 860px) { .loans-product-grid { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 500px) { .loans-product-grid { grid-template-columns: 1fr; } }

.loan-product-tile {
  background: var(--white);
  border: 1.5px solid var(--gray-200);
  border-radius: 16px;
  padding: 20px;
  cursor: pointer;
  transition: all .2s;
  position: relative;
  overflow: hidden;
}
.loan-product-tile:hover {
  border-color: var(--blue-400);
  box-shadow: 0 6px 24px rgba(37,99,235,.12);
  transform: translateY(-2px);
}
.lpt-icon {
  width: 48px; height: 48px;
  border-radius: 12px;
  display: flex; align-items: center; justify-content: center;
  font-size: 22px;
  margin-bottom: 14px;
}
.lpt-title { font-size: 15px; font-weight: 700; color: var(--gray-900); margin-bottom: 4px; }
.lpt-rate  { font-size: 18px; font-weight: 800; color: var(--blue-700); margin-bottom: 6px; }
.lpt-desc  { font-size: 12px; color: var(--gray-500); line-height: 1.5; margin-bottom: 10px; }
.lpt-badge {
  display: inline-block;
  font-size: 10px; font-weight: 700;
  padding: 3px 9px;
  border-radius: 20px;
  background: var(--blue-50);
  color: var(--blue-700);
  text-transform: uppercase;
  letter-spacing: .04em;
}

/* ── Loan calculator panel ── */
.loan-calc-panel {
  background: linear-gradient(135deg, #0f2d7a 0%, #1644b0 100%);
  border-radius: 16px;
  padding: 24px;
  color: #fff;
  margin-top: 20px;
}
.loan-calc-title { font-size: 16px; font-weight: 700; margin-bottom: 4px; }
.loan-calc-sub   { font-size: 12px; opacity: .7; margin-bottom: 20px; }
.loan-calc-grid  { display: grid; grid-template-columns: 1fr 1fr 1fr; gap: 14px; }
@media (max-width: 600px) { .loan-calc-grid { grid-template-columns: 1fr; } }
.loan-calc-field label {
  display: block;
  font-size: 11px; opacity: .7;
  text-transform: uppercase; letter-spacing: .06em;
  margin-bottom: 6px;
}
.loan-calc-field input, .loan-calc-field select {
  width: 100%;
  padding: 10px 12px;
  background: rgba(255,255,255,.12);
  border: 1px solid rgba(255,255,255,.25);
  border-radius: 8px;
  color: #fff;
  font-size: 14px; font-weight: 600;
  font-family: var(--font);
  outline: none;
}
.loan-calc-field input::placeholder { color: rgba(255,255,255,.5); }
.loan-calc-field select option { background: #1e3a8a; color: #fff; }
.loan-calc-result {
  margin-top: 16px;
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.loan-calc-kpi {
  flex: 1;
  min-width: 120px;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.2);
  border-radius: 10px;
  padding: 14px;
  text-align: center;
}
.loan-calc-kpi .kpi-lbl { font-size: 10px; opacity: .7; text-transform: uppercase; letter-spacing: .06em; }
.loan-calc-kpi .kpi-val { font-size: 20px; font-weight: 800; margin-top: 4px; }

/* ── Loan KPI strip ── */
.loans-kpi-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
  margin-bottom: 20px;
}
@media (max-width: 768px) { .loans-kpi-row { grid-template-columns: repeat(2, 1fr); } }

.loan-kpi-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 12px;
  padding: 16px;
  display: flex;
  align-items: center;
  gap: 12px;
  box-shadow: var(--shadow-sm);
}
.loan-kpi-icon {
  width: 40px; height: 40px;
  border-radius: 10px;
  background: var(--blue-50);
  color: var(--blue-700);
  display: flex; align-items: center; justify-content: center;
  font-size: 16px;
  flex-shrink: 0;
}
.loan-kpi-lbl { font-size: 11px; color: var(--gray-500); margin-bottom: 2px; }
.loan-kpi-val { font-size: 18px; font-weight: 800; color: var(--gray-900); }

/* ── Individual loan card ── */
.loan-card {
  background: var(--white);
  border: 1px solid var(--gray-200);
  border-radius: 14px;
  padding: 20px;
  margin-bottom: 14px;
  box-shadow: var(--shadow-sm);
}
.loan-card.active  { border-left: 4px solid var(--blue-700); }
.loan-card.pending { border-left: 4px solid var(--warning); }
.loan-card.rejected{ border-left: 4px solid var(--danger); }
.loan-card.closed  { border-left: 4px solid var(--gray-300); }

.loan-card-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 14px;
}
.loan-card-title { font-size: 15px; font-weight: 700; color: var(--gray-900); }
.loan-card-id    { font-size: 11px; color: var(--gray-400); font-family: var(--font-mono); margin-top: 3px; }
.loan-card-date  { font-size: 11px; color: var(--gray-400); margin-top: 3px; }

.loan-info-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-bottom: 14px;
}
@media (max-width: 600px) { .loan-info-grid { grid-template-columns: 1fr 1fr; } }
.loan-info-item {}
.loan-info-lbl { font-size: 11px; color: var(--gray-500); margin-bottom: 3px; }
.loan-info-val { font-size: 14px; font-weight: 700; color: var(--gray-800); }

.loan-progress-wrap { margin-top: 4px; }
.loan-progress-bar  { height: 6px; background: var(--gray-100); border-radius: 3px; overflow: hidden; }
.loan-progress-fill { height: 100%; background: linear-gradient(90deg, var(--blue-700), var(--blue-400)); border-radius: 3px; }

.loan-badge {
  display: inline-flex; align-items: center; gap: 5px;
  font-size: 11px; font-weight: 700; padding: 4px 10px;
  border-radius: 20px;
}
.loan-badge-pending  { background: #FEF9C3; color: #92400E; }
.loan-badge-approved { background: #DBEAFE; color: #1E40AF; }
.loan-badge-active   { background: #DCFCE7; color: #15803D; }
.loan-badge-rejected { background: #FEE2E2; color: #DC2626; }
.loan-badge-closed   { background: var(--gray-100); color: var(--gray-500); }

.loan-pending-note {
  display: flex; align-items: center; gap: 8px;
  padding: 10px 14px;
  background: #FFFBEB; border: 1px solid #FDE68A;
  border-radius: 8px; font-size: 12px; color: #92400E;
}
.loan-rejected-note {
  display: flex; align-items: center; gap: 8px;
  padding: 10px 14px;
  background: #FEF2F2; border: 1px solid #FECACA;
  border-radius: 8px; font-size: 12px; color: #DC2626;
}

/* ================================================================
   PAGE LAYOUT CLASSES — replaces inline styles in bank.html
   All pages: max-width, padding, grid layouts via CSS (mobile-safe)
   ================================================================ */

/* ── All bpages: base layout ── */
.bpage {
  box-sizing: border-box;
  width: 100%;
}

/* Transfer */
#bpage-transfer  { max-width: 960px;  margin: 0 auto; padding: 24px; }
#bpage-history   { max-width: 1100px; margin: 0 auto; padding: 24px; }
#bpage-cards     { max-width: 1100px; margin: 0 auto; padding: 24px; }
#bpage-loans     { max-width: 960px;  margin: 0 auto; padding: 24px; }
#bpage-profile   { max-width: 820px;  margin: 0 auto; padding: 24px; }
#bpage-support   { max-width: 720px;  margin: 0 auto; padding: 24px; }
#bpage-about     { max-width: 820px;  margin: 0 auto; padding: 24px; }

/* Transfer: steps bar */
.transfer-steps {
  display: flex;
  gap: 0;
  margin-bottom: 24px;
}

/* Transfer: 2-col layout */
.transfer-layout {
  display: grid;
  grid-template-columns: 1fr 280px;
  gap: 20px;
  align-items: start;
}
.transfer-body-pad { padding: 20px; }
.transfer-contacts-panel { padding: 16px; }
.transfer-contacts-title {
  font-size: 13px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--gray-700);
}

/* History: filters bar */
.history-filters {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-bottom: 16px;
  align-items: center;
}
.history-filters input,
.history-filters select {
  flex-shrink: 0;
}
.hist-filter-input { width: 200px; }
.hist-filter-select { width: auto; padding: 8px 12px; }

/* History: table + chart layout */
.history-layout {
  display: grid;
  grid-template-columns: 1fr 200px;
  gap: 16px;
  align-items: start;
}

/* Cards grid */
.cards-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  align-items: flex-start;
}

/* Profile header card */
.profile-header-card {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 24px;
  padding: 24px;
  background: white;
  border-radius: 16px;
  box-shadow: 0 2px 8px rgba(0,0,0,.06);
  flex-wrap: wrap;
}

/* ================================================================
   MOBILE OPTIMISATION — Bank Client Portal
   Полный рефакторинг: все страницы, компоненты, адаптация
   ================================================================ */

/* ── Bottom navigation bar (mobile only) ── */
.bank-bottom-nav {
  display: none;
}

/* ════════════════════════════════════════════════
   MOBILE ≤ 768px — All pages
   ════════════════════════════════════════════════ */
@media (max-width: 768px) {

  /* ── TOP NAV: скрываем элементы ── */
  .bank-nav { padding: 0 12px; height: 52px; }
  .bank-nav-items { display: none !important; }
  .bank-nav-brand-name { display: none !important; }
  .bnr-lang-btn { padding: 5px 8px; font-size: 11px; }
  .bnr-user-info { display: none !important; }
  .bnr-user-pill { gap: 0; padding: 4px; }
  .bnr-divider { display: none !important; }
  .bnr-logout-btn { display: none !important; }

  /* ── ГЛАВНАЯ ОБЛАСТЬ ── */
  #bankMain {
    margin-top: 52px !important;
    padding-bottom: 68px !important;
    min-height: calc(100vh - 52px);
  }

  /* ── НИЖНЯЯ НАВИГАЦИЯ ── */
  .bank-bottom-nav {
    display: flex !important;
    position: fixed;
    bottom: 0; left: 0; right: 0;
    height: 60px;
    background: #fff;
    border-top: 1px solid #e2e8f0;
    box-shadow: 0 -4px 20px rgba(0,0,0,.08);
    z-index: 300;
    justify-content: space-around;
    align-items: stretch;
    padding-bottom: env(safe-area-inset-bottom, 0px);
  }
  .bank-bn-item {
    display: flex !important;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    flex: 1;
    gap: 3px;
    cursor: pointer;
    color: #94a3b8;
    font-size: 10px;
    font-weight: 600;
    font-family: var(--font);
    transition: color .15s, background .15s;
    padding: 4px 2px;
    border: none;
    background: none;
    -webkit-tap-highlight-color: transparent;
    border-radius: 0;
  }
  .bank-bn-item i { font-size: 20px; line-height: 1; }
  .bank-bn-item.active { color: #2563eb; }
  .bank-bn-item.active i { color: #2563eb; }
  .bank-bn-item:active { background: #eff6ff; }

  /* ── ВСЕ СТРАНИЦЫ — компактный padding ── */
  #bpage-transfer,
  #bpage-history,
  #bpage-cards,
  #bpage-loans,
  #bpage-profile,
  #bpage-support,
  #bpage-about {
    padding: 14px 12px 20px !important;
    max-width: 100% !important;
    box-sizing: border-box;
    width: 100% !important;
  }

  /* ══════════════════════════════════════
     TRANSFER PAGE
  ══════════════════════════════════════ */
  /* Шаги */
  .transfer-steps {
    margin-bottom: 14px !important;
    gap: 0;
    overflow: hidden;
  }
  .tstep { flex: 1; min-width: 0; }
  .tstep-label { font-size: 10px !important; line-height: 1.2; }
  .tstep-num {
    width: 22px !important;
    height: 22px !important;
    font-size: 10px !important;
    margin-bottom: 3px;
  }
  /* Компоновка: контакты над формой */
  .transfer-layout {
    display: flex !important;
    flex-direction: column !important;
    gap: 12px;
  }
  .transfer-contacts-panel { order: -1; }
  .transfer-body-pad { padding: 14px !important; }
  /* Кнопки */
  .bform-actions {
    flex-direction: column !important;
    gap: 8px;
  }
  .bform-actions button,
  .bform-actions .btn-bank-primary,
  .bform-actions .btn-bank-outline {
    width: 100% !important;
    box-sizing: border-box;
  }
  /* Инпуты */
  .transfer-layout .b-form-input,
  .transfer-layout input,
  .transfer-layout select,
  #transferBody input,
  #transferBody select,
  #transferBody .b-form-input {
    width: 100% !important;
    box-sizing: border-box !important;
    max-width: 100% !important;
  }
  .fee-card { margin-top: 10px; }
  .recipient-grid { grid-template-columns: 1fr !important; }
  .contact-item { padding: 8px 10px !important; }

  /* ══════════════════════════════════════
     HISTORY PAGE
  ══════════════════════════════════════ */
  #bpage-history > div:first-child {
    flex-direction: column !important;
    gap: 8px !important;
    align-items: flex-start !important;
    margin-bottom: 12px !important;
  }
  #bpage-history > div:first-child button {
    width: 100% !important;
    box-sizing: border-box;
  }
  /* Фильтры — вертикально */
  .history-filters {
    flex-direction: column !important;
    gap: 8px !important;
    margin-bottom: 12px !important;
  }
  .history-filters input,
  .history-filters select,
  #histSearch,
  #histType,
  #histStatus,
  #histFrom,
  #histTo {
    width: 100% !important;
    box-sizing: border-box !important;
    max-width: 100% !important;
  }
  /* Таблица горизонтальный скролл */
  .history-layout {
    display: flex !important;
    flex-direction: column !important;
    gap: 12px;
  }
  .table-wrap-bank {
    overflow-x: auto !important;
    -webkit-overflow-scrolling: touch;
    border-radius: 10px;
    max-width: 100%;
  }
  .data-table { min-width: 480px; }
  .data-table th { padding: 8px 10px !important; font-size: 11px !important; }
  .data-table td { padding: 8px 10px !important; font-size: 12px !important; }
  /* Пагинация */
  #histPagination {
    flex-wrap: wrap !important;
    gap: 4px !important;
    margin-top: 10px !important;
  }

  /* ══════════════════════════════════════
     CARDS PAGE
  ══════════════════════════════════════ */
  #bpage-cards > div:first-child {
    flex-direction: column !important;
    gap: 10px !important;
    align-items: flex-start !important;
    margin-bottom: 12px !important;
  }
  #bpage-cards > div:first-child button {
    width: 100% !important;
    box-sizing: border-box;
  }
  .cards-grid {
    display: flex !important;
    flex-direction: column !important;
    gap: 20px !important;
    align-items: center !important;
    width: 100%;
  }
  /* Flip card — адаптивная ширина */
  .flip-card-wrapper {
    width: 100% !important;
    align-items: center;
  }
  .flip-card-shell {
    width: 100% !important;
    max-width: 320px !important;
    perspective: 1000px;
    padding-bottom: 20px;
  }
  .flip-card {
    width: min(100%, 320px) !important;
    max-width: 320px !important;
    height: 202px !important; /* 320px / 1.586 */
  }
  .flip-face {
    width: 100% !important;
    height: 100% !important;
  }
  .flip-card-actions {
    width: 100% !important;
    max-width: 320px !important;
    flex-wrap: wrap !important;
    gap: 8px !important;
    justify-content: center;
  }
  .flip-card-actions button,
  .flip-card-actions .btn-bank-outline {
    flex: 1 1 calc(50% - 4px) !important;
    min-width: 0 !important;
    font-size: 12px !important;
    padding: 9px 8px !important;
    text-align: center;
    white-space: nowrap;
    box-sizing: border-box;
  }
  /* cpro карточки (резервный вариант) */
  .cpro-card-wrapper {
    width: 100% !important;
    align-items: center !important;
  }
  .cpro-card-shell {
    width: min(100%, 320px) !important;
    max-width: 320px !important;
    margin: 0 auto;
  }
  .cpro-card-hint,
  .fc-hint {
    width: min(100%, 320px) !important;
    max-width: 320px !important;
    margin: 4px auto 8px !important;
    font-size: 11px !important;
  }
  .cpro-card-actions,
  .cpro-sp-actions {
    width: 100% !important;
    max-width: 320px !important;
    margin: 0 auto !important;
    flex-wrap: wrap !important;
    gap: 8px !important;
  }
  .cpro-action-btn,
  .cpro-sp-action {
    flex: 1 1 calc(50% - 4px) !important;
    min-width: 0 !important;
    font-size: 12px !important;
    padding: 8px 6px !important;
    text-align: center;
    box-sizing: border-box;
  }

  /* ══════════════════════════════════════
     LOANS PAGE
  ══════════════════════════════════════ */
  #bpage-loans > div:first-child {
    flex-direction: column !important;
    gap: 10px !important;
    align-items: flex-start !important;
    margin-bottom: 12px !important;
  }
  #bpage-loans > div:first-child button {
    width: 100% !important;
    box-sizing: border-box;
  }
  .loans-kpi-row { grid-template-columns: 1fr 1fr !important; gap: 10px !important; }
  .loans-product-grid { grid-template-columns: 1fr !important; }
  .loan-form-row { grid-template-columns: 1fr !important; }
  .loan-summary-grid { grid-template-columns: 1fr !important; }
  .loan-info-grid { grid-template-columns: 1fr 1fr !important; }
  .loan-card { padding: 14px !important; }
  .loan-card-header { flex-wrap: wrap !important; gap: 8px !important; }

  /* ══════════════════════════════════════
     PROFILE PAGE
  ══════════════════════════════════════ */
  .profile-header-card {
    flex-direction: column !important;
    align-items: flex-start !important;
    padding: 14px !important;
    gap: 12px !important;
  }
  .bank-profile-av {
    width: 56px !important;
    height: 56px !important;
    font-size: 20px !important;
    flex-shrink: 0;
  }
  .bank-profile-name { font-size: 18px !important; }
  .profile-header-row {
    flex-direction: column !important;
    align-items: flex-start !important;
    gap: 10px !important;
  }
  .profile-header-row button { width: 100% !important; }
  /* Tabs горизонтально */
  .detail-tabs {
    overflow-x: auto !important;
    flex-wrap: nowrap !important;
    -webkit-overflow-scrolling: touch;
    padding-bottom: 2px;
    gap: 4px !important;
    scrollbar-width: none;
  }
  .detail-tabs::-webkit-scrollbar { display: none; }
  .detail-tab { white-space: nowrap !important; flex-shrink: 0 !important; font-size: 12px !important; }
  .pinfo-grid { grid-template-columns: 1fr !important; }
  .bank-panel { margin-bottom: 12px; }

  /* ══════════════════════════════════════
     SUPPORT / CHAT
  ══════════════════════════════════════ */
  #bankChatMessages { height: 280px !important; }
  #bankChatInput { font-size: 14px !important; }

  /* ══════════════════════════════════════
     МОДАЛЬНЫЕ ОКНА
  ══════════════════════════════════════ */
  #bankModalOverlay {
    align-items: flex-end !important;
    padding: 0 !important;
  }
  #bankModalOverlay .bank-modal {
    margin: 0 !important;
    width: 100% !important;
    max-width: 100% !important;
    max-height: 92vh !important;
    overflow-y: auto !important;
    border-radius: 20px 20px 0 0 !important;
    padding-bottom: env(safe-area-inset-bottom, 16px) !important;
  }
  .bank-modal-footer {
    flex-direction: column !important;
    gap: 8px !important;
  }
  .bank-modal-footer button,
  .bank-modal-footer .btn-bank-primary,
  .bank-modal-footer .btn-bank-outline {
    width: 100% !important;
    box-sizing: border-box;
  }
  .bank-modal .b-form-input,
  .bank-modal input:not([type=checkbox]):not([type=radio]),
  .bank-modal select,
  .bank-modal textarea {
    width: 100% !important;
    box-sizing: border-box !important;
  }
  .bank-modal-row { grid-template-columns: 1fr !important; }

  /* ══════════════════════════════════════
     УВЕДОМЛЕНИЯ, TOAST, АНАЛИТИКА
  ══════════════════════════════════════ */
  #notifPanel {
    position: fixed !important;
    top: 52px !important;
    left: 8px !important;
    right: 8px !important;
    width: auto !important;
    max-height: calc(100vh - 130px) !important;
  }
  .bank-toast-container {
    bottom: 70px !important;
    left: 8px !important;
    right: 8px !important;
    width: auto !important;
  }
  .bank-toast {
    width: 100% !important;
    font-size: 13px !important;
  }
  .analytics-kpi-row { grid-template-columns: 1fr 1fr !important; }
  .analytics-grid    { grid-template-columns: 1fr !important; }
  .bank-section-title { font-size: 15px !important; }
  .bank-dashboard-grid { grid-template-columns: 1fr !important; }
  .bank-accs-grid { grid-template-columns: 1fr !important; }
  .bank-tx-row { padding: 10px 12px !important; }
  
  /* ══════════════════════════════════════
     ВЕРИФИКАЦИОННЫЙ БАННЕР
  ══════════════════════════════════════ */
  #verifBanner,
  .verif-kyc-banner {
    flex-wrap: wrap !important;
    gap: 8px !important;
    padding: 10px 12px !important;
  }
  #verifBanner .vkb-btn,
  .verif-kyc-banner .vkb-btn {
    flex: 1 1 auto !important;
    min-width: 0 !important;
    font-size: 11px !important;
  }
  #verifBanner .vkb-content,
  .verif-kyc-banner .vkb-content {
    flex: 1 1 100% !important;
    min-width: 0 !important;
  }
}

/* ════════════════════════════════════════════════
   TABLET ≤ 480px — мелкие планшеты, большие телефоны
   ════════════════════════════════════════════════ */
@media (max-width: 480px) {
  .bank-nav { padding: 0 10px; height: 50px; }
  #bankMain { margin-top: 50px !important; padding-bottom: 66px !important; }
  .bank-bottom-nav { height: 58px !important; }
  .bank-bn-item { font-size: 9px; }
  .bank-bn-item i { font-size: 18px; }

  #bpage-transfer,
  #bpage-history,
  #bpage-cards,
  #bpage-loans,
  #bpage-profile,
  #bpage-support,
  #bpage-about {
    padding: 10px 10px 18px !important;
  }

  /* Таблица история — сужаем */
  .data-table { min-width: 420px; }

  /* Карточки — полная ширина */
  .flip-card-shell { max-width: 300px !important; }
  .flip-card { width: min(100%, 300px) !important; max-width: 300px !important; height: 189px !important; }
  .flip-card-actions { max-width: 300px !important; }
  .cpro-card-shell { width: min(100%, 300px) !important; max-width: 300px !important; }
  .cpro-card-hint { width: min(100%, 300px) !important; max-width: 300px !important; }
  .cpro-card-actions { max-width: 300px !important; }

  /* Шаги перевода — только цифры */
  .tstep-label { font-size: 9px !important; }

  /* KPI */
  .loans-kpi-row { grid-template-columns: 1fr !important; }
  .analytics-kpi-row { grid-template-columns: 1fr 1fr !important; }

  /* Модалки снизу */
  .bank-modal-body { padding: 14px !important; }
  .bank-modal-header { padding: 14px 14px 10px !important; }
}

/* ════════════════════════════════════════════════
   EXTRA SMALL ≤ 380px — очень маленькие экраны
   ════════════════════════════════════════════════ */
@media (max-width: 380px) {
  .bank-nav { height: 48px; padding: 0 8px; }
  #bankMain { margin-top: 48px !important; }
  .bank-bottom-nav { height: 56px !important; }
  .bank-bn-item { font-size: 8px; gap: 2px; }
  .bank-bn-item i { font-size: 16px; }
  .bank-bn-item span { display: none; } /* только иконки на экстра-маленьких */

  #bpage-transfer,
  #bpage-history,
  #bpage-cards,
  #bpage-loans,
  #bpage-profile {
    padding: 8px 8px 14px !important;
  }

  .tstep-label { display: none !important; }
  .data-table { min-width: 380px; }
  .flip-card-shell { max-width: 260px !important; }
  .flip-card { max-width: 260px !important; height: 164px !important; }
  .cpro-card-shell { max-width: 260px !important; }
}

/* ================================================================
   DASHBOARD — db-* design system
   Desktop: card (left) + info column (right) in dark hero
   Mobile: stacked, full-width
   ================================================================ */

/* Reset dashboard page */
#bpage-dashboard {
  padding: 0 !important;
  background: #f0f4fa;
}

/* ── Greeting inside hero ── */
.db-greeting-text {
  font-size: 18px;
  font-weight: 800;
  color: #fff;
  letter-spacing: -.2px;
}
.db-greeting-date {
  font-size: 11px;
  color: rgba(255,255,255,.5);
  margin-top: 1px;
}

/* ════════════════════════════════════════════════
   HERO SECTION — dark gradient, full browser width
   ════════════════════════════════════════════════ */
.db-hero-section {
  background: linear-gradient(135deg, #1e4db7 0%, #2563eb 45%, #3b82f6 100%);
  padding: 18px 32px 22px;
  position: relative;
  overflow: hidden;
}
.db-hero-section::before {
  content: '';
  position: absolute;
  top: -80px; right: -80px;
  width: 320px; height: 320px;
  border-radius: 50%;
  background: rgba(255,255,255,.08);
  pointer-events: none;
}
.db-hero-section::after {
  content: '';
  position: absolute;
  bottom: -60px; left: 30%;
  width: 240px; height: 240px;
  border-radius: 50%;
  background: rgba(255,255,255,.06);
  pointer-events: none;
}

/* ── Top greeting row ── */
.db-top-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 16px;
  position: relative;
  z-index: 1;
}

/* ════════════════════════════════════════════════
   HERO GRID: [card] | [balance + stats + actions]
   Desktop: 2 columns; Mobile: 1 column
   ════════════════════════════════════════════════ */
.db-hero-grid {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 28px;
  align-items: center;
  position: relative;
  z-index: 1;
}

/* ════════════════════════════════════════════════
   BANK CARD — ISO 7810 proportions (85.6×54mm ≈ 1.586)
   ════════════════════════════════════════════════ */
.db-bankcard-wrap {
  width: 100%;
}
.db-bankcard {
  width: 100%;
  max-width: 320px;
  aspect-ratio: 1.586;
  border-radius: 16px;
  position: relative;
  overflow: hidden;
  box-shadow:
    0 24px 56px rgba(0,0,0,.5),
    0 4px 14px rgba(0,0,0,.3),
    inset 0 1px 0 rgba(255,255,255,.18);
  transition: transform .3s ease, box-shadow .3s ease;
  cursor: pointer;
}
.db-bankcard:hover {
  transform: translateY(-4px) rotate(-.8deg);
  box-shadow: 0 32px 64px rgba(0,0,0,.55), 0 8px 20px rgba(0,0,0,.35);
}
/* Shine */
.db-bankcard::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 50%;
  background: linear-gradient(180deg, rgba(255,255,255,.13) 0%, transparent 100%);
  pointer-events: none;
  z-index: 2;
}
/* Decorative circles */
.db-card-circles {
  position: absolute;
  top: -40px; right: -40px;
  width: 180px; height: 180px;
  border-radius: 50%;
  background: rgba(255,255,255,.06);
  pointer-events: none;
}
.db-card-circles::after {
  content: '';
  position: absolute;
  top: 40px; left: 40px;
  width: 100px; height: 100px;
  border-radius: 50%;
  background: rgba(255,255,255,.04);
}
.db-card-nfc {
  position: absolute;
  top: 11px; left: 14px;
  z-index: 3; opacity: .85;
}
.db-card-network {
  position: absolute;
  top: 10px; right: 14px;
  z-index: 3;
}
.db-card-chip {
  position: absolute;
  top: 36%; left: 14px;
  transform: translateY(-50%);
  z-index: 3;
}
.db-card-number {
  position: absolute;
  bottom: 30%; left: 14px; right: 14px;
  display: flex;
  gap: 10px;
  font-family: 'JetBrains Mono', monospace;
  font-size: clamp(11px, 1.1vw, 14px);
  font-weight: 500;
  color: rgba(255,255,255,.95);
  letter-spacing: .12em;
  z-index: 3;
}
.db-card-footer {
  position: absolute;
  bottom: 11px; left: 14px; right: 14px;
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  z-index: 3;
}
.db-card-label {
  font-size: 7px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .12em;
  color: rgba(255,255,255,.5);
  margin-bottom: 2px;
}
.db-card-val {
  font-size: clamp(9px, .9vw, 11px);
  font-weight: 600;
  color: rgba(255,255,255,.95);
  letter-spacing: .04em;
  font-family: 'JetBrains Mono', monospace;
}
.db-card-pending-ribbon {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  background: rgba(0,0,0,.4);
  backdrop-filter: blur(3px);
  font-size: 12px;
  font-weight: 700;
  color: #fbbf24;
  gap: 6px;
  z-index: 10;
  border-radius: 16px;
}
.db-card-dots {
  display: flex; gap: 6px; justify-content: center; margin-top: 10px;
}
.db-card-dot {
  width: 6px; height: 6px; border-radius: 50%;
  background: rgba(255,255,255,.3); transition: all .2s;
}
.db-card-dot.active { background: #fff; width: 20px; border-radius: 3px; }

/* ════════════════════════════════════════════════
   INFO COLUMN — balance + stats + actions
   ════════════════════════════════════════════════ */
.db-info-col {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

/* Balance block */
.db-balance-block {
  /* nothing extra needed */
}
.db-balance-label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: rgba(255,255,255,.5);
  margin-bottom: 3px;
}
.db-balance-amount {
  font-size: clamp(28px, 3vw, 40px);
  font-weight: 900;
  color: #fff;
  line-height: 1;
  letter-spacing: -.5px;
}
.db-balance-amount span { font-size: inherit; font-weight: 900; }
.db-balance-sub {
  font-size: 11px;
  color: rgba(255,255,255,.4);
  margin-top: 4px;
}

/* ── Stats row (income / expenses) ── */
.db-stats-row {
  display: flex;
  gap: 10px;
}
.db-stat-box {
  flex: 1;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: 12px;
  padding: 10px 14px;
  display: flex;
  gap: 10px;
  align-items: center;
  backdrop-filter: blur(8px);
  min-width: 0;
}
.db-stat-icon {
  width: 34px; height: 34px;
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 14px;
  flex-shrink: 0;
}
.db-stat-text { min-width: 0; }
.db-stat-box.income .db-stat-icon { background: rgba(16,185,129,.22); color: #34d399; }
.db-stat-box.expense .db-stat-icon { background: rgba(239,68,68,.22); color: #f87171; }
.db-stat-lbl  { font-size: 10px; color: rgba(255,255,255,.5); font-weight: 700; text-transform: uppercase; letter-spacing: .06em; }
.db-stat-num  { font-size: 16px; font-weight: 800; color: #fff; margin-top: 2px; }
.db-stat-period { font-size: 9px; color: rgba(255,255,255,.35); margin-top: 1px; }

/* ── Action buttons row (desktop: 6 in one line) ── */
.db-actions-row {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 8px;
}
.db-action-btn {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 12px;
  padding: 10px 6px;
  cursor: pointer;
  transition: background .15s, transform .15s;
  -webkit-tap-highlight-color: transparent;
}
.db-action-btn:hover {
  background: rgba(255,255,255,.14);
  transform: translateY(-2px);
}
.db-action-btn:active { transform: scale(.95); }
.db-action-icon {
  width: 38px; height: 38px;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 15px;
}
.db-action-lbl {
  font-size: 10px;
  font-weight: 600;
  color: rgba(255,255,255,.75);
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
  max-width: 100%;
  text-align: center;
}

/* ════════════════════════════════════════════════
   CONTENT AREA — transactions + spending chart
   ════════════════════════════════════════════════ */
.db-content-area {
  background: #f0f4fa;
  padding: 16px 32px 20px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.db-content-grid {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 14px;
  align-items: start;
}

/* ── Panels ── */
.db-panel {
  background: #fff;
  border-radius: 14px;
  border: 1px solid #e4eaf4;
  box-shadow: 0 2px 10px rgba(15,23,42,.06);
  overflow: hidden;
}
.db-panel-head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 14px 16px 12px;
  border-bottom: 1px solid #f1f5f9;
}
.db-panel-title {
  font-size: 14px;
  font-weight: 700;
  color: #0f172a;
}
.db-panel-link {
  font-size: 12px;
  color: #2563eb;
  cursor: pointer;
  font-weight: 600;
  text-decoration: none;
}
.db-panel-link:hover { text-decoration: underline; }

/* TX filter pills */
.db-tx-filters { display: flex; gap: 4px; }
.db-tx-filter-btn {
  font-size: 11px;
  padding: 3px 10px;
  border-radius: 20px;
  border: 1px solid #e2e8f0;
  background: none;
  color: #64748b;
  cursor: pointer;
  font-weight: 600;
  transition: all .15s;
}
.db-tx-filter-btn.active {
  background: #2563eb;
  color: #fff;
  border-color: #2563eb;
}

/* Spending chart */
.db-spend-panel { padding: 14px 16px; }
.db-spend-panel canvas { max-height: 150px; }

/* Account pills (multi-account) */
.db-accounts-strip {
  display: flex; gap: 8px; overflow-x: auto;
  scrollbar-width: none; -webkit-overflow-scrolling: touch;
}
.db-accounts-strip::-webkit-scrollbar { display: none; }
.db-acc-pill {
  flex-shrink: 0;
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 10px;
  padding: 5px 12px;
  cursor: pointer;
  transition: all .2s;
}
.db-acc-pill.active { background: rgba(255,255,255,.22); border-color: rgba(255,255,255,.35); }
.db-acc-pill-type { font-size: 9px; color: rgba(255,255,255,.5); font-weight: 700; text-transform: uppercase; }
.db-acc-pill-bal  { font-size: 12px; font-weight: 800; color: #fff; }

/* ════════════════════════════════════════════════
   RESPONSIVE — TABLET (≤ 1024px)
   ════════════════════════════════════════════════ */
@media (max-width: 1024px) {
  .db-hero-grid {
    grid-template-columns: 280px 1fr;
    gap: 20px;
  }
  .db-actions-row { grid-template-columns: repeat(3, 1fr); gap: 6px; }
  .db-hero-section { padding: 16px 24px 18px; }
  .db-content-area { padding: 14px 24px 18px; }
  .db-content-grid { grid-template-columns: 1fr 260px; }
}

/* ════════════════════════════════════════════════
   DASHBOARD RESPONSIVE — MOBILE (≤ 768px)
   ════════════════════════════════════════════════ */
@media (max-width: 768px) {
  .db-hero-section { padding: 14px 14px 16px; }
  .db-content-area { padding: 10px 12px 14px; }

  /* Карточка над инфо-колонкой */
  .db-hero-grid {
    grid-template-columns: 1fr;
    gap: 14px;
  }

  /* Карточка — центрированная, не на всю ширину */
  .db-bankcard-wrap {
    display: flex;
    justify-content: center;
  }
  .db-bankcard {
    max-width: 300px !important;
    width: 100% !important;
  }

  /* Инфо-колонка под картой */
  .db-info-col { gap: 12px !important; }

  /* Баланс */
  .db-balance-amount { font-size: 28px !important; }
  .db-balance-label { font-size: 10px !important; }

  /* Статистика */
  .db-stats-row { gap: 8px; flex-direction: row; }
  .db-stat-box { padding: 8px 10px !important; gap: 8px; }
  .db-stat-icon { width: 30px !important; height: 30px !important; font-size: 12px !important; }
  .db-stat-num { font-size: 14px !important; }
  .db-stat-lbl { font-size: 9px !important; }

  /* Кнопки действий: 3 в ряд */
  .db-actions-row {
    grid-template-columns: repeat(3, 1fr) !important;
    gap: 8px !important;
  }
  .db-action-btn {
    padding: 10px 6px !important;
    border-radius: 12px !important;
  }
  .db-action-icon {
    width: 40px !important;
    height: 40px !important;
    font-size: 16px !important;
  }
  .db-action-lbl { font-size: 10px !important; }

  /* Контент: стек */
  .db-content-grid { grid-template-columns: 1fr !important; }
  .db-panel-head { padding: 12px 14px 10px; }

  /* Верхняя строка */
  .db-top-row { margin-bottom: 12px; }
  .db-greeting-text { font-size: 16px !important; }
}

/* ════════════════════════════════════════════════
   DASHBOARD RESPONSIVE — SMALL PHONE (≤ 480px)
   ════════════════════════════════════════════════ */
@media (max-width: 480px) {
  .db-hero-section { padding: 12px 10px 14px; }
  .db-content-area { padding: 8px 10px 12px; }
  .db-balance-amount { font-size: 24px !important; }
  .db-bankcard { max-width: 260px !important; }

  .db-actions-row {
    grid-template-columns: repeat(3, 1fr) !important;
    gap: 6px !important;
  }
  .db-action-btn { padding: 9px 4px !important; border-radius: 10px !important; }
  .db-action-icon { width: 36px !important; height: 36px !important; font-size: 14px !important; }
  .db-action-lbl { font-size: 9px !important; }
  .db-stat-num { font-size: 13px !important; }
  .db-stats-row { gap: 6px; }
}

/* ── Suppress old elements (now JS-driven) ── */
#accountsCarousel { margin-bottom: 0 !important; padding-bottom: 0 !important; }
#dashStatsCol { display: none !important; }
.bank-quick-actions { display: none !important; }
.bank-dashboard-grid { display: none !important; }